Arizona · HMDA 2025
Mortgage lenders in Apache County, AZ
145 lenders reported 1,206 home-loan applications in Apache County in 2025. 459 closed as loans ($106.2M), 333 were denied — a 39.4% denial rate on decided applications, above the Arizona rate of 20.3%. The three most active lenders handled 33% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,206
- Loans originated
- 459
- Purchase / refinance
- 245 / 126
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Apache County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 235 | 19.5% | — |
| 2 | 21st Mortgage Corporation | 84 | 7.0% | — |
| 3 | GUILD MORTGAGE COMPANY | 82 | 6.8% | — |
| 4 | Rocket Mortgage, LLC | 72 | 6.0% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 58 | 4.8% | — |
| 6 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 41 | 3.4% | 30.7% |
| 7 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 40 | 3.3% | 22.5% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 31 | 2.6% | — |
| 9 | NEWREZ LLC | 27 | 2.2% | — |
| 10 | CMG MORTGAGE, INC. | 19 | 1.6% | — |
| 11 | BMO Bank National Association 83 out of 100, Strong | 19 | 1.6% | 40.5% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 16 | 1.3% | 14.1% |
| 13 | PIMA Federal Credit Union 68 out of 100, Moderate | 16 | 1.3% | 21.2% |
| 14 | Broker Solutions, Inc. | 14 | 1.2% | — |
| 15 | Mortgage Research Center, LLC | 13 | 1.1% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 13 | 1.1% | — |
| 17 | AMERICAN PACIFIC MORTGAGE CORPORATION | 13 | 1.1% | — |
| 18 | Fairway Independent Mortgage Corporation | 12 | 1.0% | — |
| 19 | Loandepot.Com, LLC | 12 | 1.0% | — |
| 20 | THE LOAN STORE, INC. | 11 | 0.9% | — |
| 21 | ARIZONA CENTRAL | 11 | 0.9% | — |
| 22 | Navy Federal Credit Union 66 out of 100, Moderate | 10 | 0.8% | 32.9% |
| 23 | AmeriSave Mortgage Corporation | 10 | 0.8% | — |
| 24 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 0.8% | — |
| 25 | SPRING EQ, LLC | 10 | 0.8% | — |
| 26 | Paramount Residential Mortgage Group, Inc. | 9 | 0.7% | — |
| 27 | Mountain America Federal Credit Union 56 out of 100, Moderate | 9 | 0.7% | 45.0% |
| 28 | NATIONSTAR MORTGAGE LLC | 9 | 0.7% | — |
| 29 | DESERT FINANCIAL CREDIT UNION 80 out of 100, Strong | 9 | 0.7% | 26.1% |
| 30 | NEW DAY FINANCIAL, LLC | 9 | 0.7% | — |
| 31 | GUARANTEED RATE, INC. | 8 | 0.7% | — |
| 32 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.7% | — |
| 33 | Discover Bank | 7 | 0.6% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 6 | 0.5% | — |
| 35 | ALTITUDE FINANCIAL CORPORATION | 6 | 0.5% | — |
| 36 | COUNTRYPLACE MORTGAGE, LTD. | 6 | 0.5% | — |
| 37 | OneAZ Credit Union 71 out of 100, Strong | 6 | 0.5% | 35.8% |
| 38 | Equity Prime Mortgage LLC | 6 | 0.5% | — |
| 39 | LAKEVIEW LOAN SERVICING, LLC | 6 | 0.5% | — |
| 40 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 6 | 0.5% | 74.7% |
Top 40 of 145 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arizona
- Maricopa County 213,129 apps
- Pima County 47,006 apps
- Pinal County 34,687 apps
- Yavapai County 14,250 apps
- Mohave County 12,741 apps
- Yuma County 9,052 apps
- Cochise County 5,688 apps
- Coconino County 5,480 apps
- Navajo County 4,309 apps
- Gila County 2,790 apps
- Santa Cruz County 2,115 apps
- Graham County 1,667 apps