Arizona · HMDA 2025
Mortgage lenders in Pinal County, AZ
548 lenders reported 34,687 home-loan applications in Pinal County in 2025. 18,083 closed as loans ($5.6B), 4,694 were denied — a 19.8% denial rate on decided applications, close to the Arizona rate of 20.3%. The three most active lenders handled 16% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 8 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 34,687
- Loans originated
- 18,083
- Purchase / refinance
- 11,347 / 4,394
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pinal County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 2,287 | 6.6% | — |
| 2 | PENNYMAC LOAN SERVICES, LLC | 1,788 | 5.2% | — |
| 3 | Rocket Mortgage, LLC | 1,614 | 4.7% | — |
| 4 | DHI MORTGAGE COMPANY, LTD. | 1,582 | 4.6% | — |
| 5 | DESERT FINANCIAL CREDIT UNION 80 out of 100, Strong | 1,235 | 3.6% | 26.1% |
| 6 | FREEDOM MORTGAGE CORPORATION | 1,127 | 3.2% | — |
| 7 | Loandepot.Com, LLC | 1,010 | 2.9% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 805 | 2.3% | 14.1% |
| 9 | NEWREZ LLC | 796 | 2.3% | — |
| 10 | LENNAR MORTGAGE, LLC | 785 | 2.3% | — |
| 11 | VELOCIO MORTGAGE L.L.C. | 700 | 2.0% | — |
| 12 | CORNERSTONE CAPITAL BANK, SSB 32 out of 100, Low | 663 | 1.9% | 2.2% |
| 13 | Fairway Independent Mortgage Corporation | 652 | 1.9% | — |
| 14 | GUILD MORTGAGE COMPANY | 569 | 1.6% | — |
| 15 | U.S. Bank National Association 55 out of 100, Moderate | 450 | 1.3% | 39.5% |
| 16 | NATIONSTAR MORTGAGE LLC | 436 | 1.3% | — |
| 17 | Bank of America, National Association 59 out of 100, Moderate | 427 | 1.2% | 44.7% |
| 18 | Mountain America Federal Credit Union 56 out of 100, Moderate | 401 | 1.2% | 45.0% |
| 19 | SPRING EQ, LLC | 380 | 1.1% | — |
| 20 | Mortgage Research Center, LLC | 378 | 1.1% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 361 | 1.0% | — |
| 22 | PHH Mortgage Corporation | 353 | 1.0% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 352 | 1.0% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 349 | 1.0% | 32.9% |
| 25 | LAKEVIEW LOAN SERVICING, LLC | 342 | 1.0% | — |
| 26 | GUARANTEED RATE, INC. | 338 | 1.0% | — |
| 27 | INSPIRE HOME LOANS INC. | 325 | 0.9% | — |
| 28 | FIGURE LENDING LLC | 322 | 0.9% | — |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 319 | 0.9% | — |
| 30 | Broker Solutions, Inc. | 288 | 0.8% | — |
| 31 | CMG MORTGAGE, INC. | 275 | 0.8% | — |
| 32 | PULTE MORTGAGE LLC | 273 | 0.8% | — |
| 33 | THE LOAN STORE, INC. | 270 | 0.8% | — |
| 34 | Coastal Community Bank 35 out of 100, Low | 254 | 0.7% | 3.0% |
| 35 | GENEVA FINANCIAL, LLC | 244 | 0.7% | — |
| 36 | Click n' Close, Inc. | 243 | 0.7% | — |
| 37 | NOVA FINANCIAL & INVESTMENT CORPORATION | 238 | 0.7% | — |
| 38 | Taylor Morrison Home Funding, Inc. | 233 | 0.7% | — |
| 39 | PLANET HOME LENDING, LLC | 230 | 0.7% | — |
| 40 | V.I.P. MORTGAGE, INC. | 207 | 0.6% | — |
Top 40 of 548 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arizona
- Maricopa County 213,129 apps
- Pima County 47,006 apps
- Yavapai County 14,250 apps
- Mohave County 12,741 apps
- Yuma County 9,052 apps
- Cochise County 5,688 apps
- Coconino County 5,480 apps
- Navajo County 4,309 apps
- Gila County 2,790 apps
- Santa Cruz County 2,115 apps
- Graham County 1,667 apps
- Apache County 1,206 apps