Arizona · HMDA 2025
Mortgage lenders in Coconino County, AZ
331 lenders reported 5,480 home-loan applications in Coconino County in 2025. 2,905 closed as loans ($1.4B), 784 were denied — a 20.2% denial rate on decided applications, close to the Arizona rate of 20.3%. The three most active lenders handled 19% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 5,480
- Loans originated
- 2,905
- Purchase / refinance
- 1,467 / 946
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Coconino County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 445 | 8.1% | — |
| 2 | OneAZ Credit Union 71 out of 100, Strong | 306 | 5.6% | 35.8% |
| 3 | Rocket Mortgage, LLC | 300 | 5.5% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 248 | 4.5% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 188 | 3.4% | 14.1% |
| 6 | GUILD MORTGAGE COMPANY | 188 | 3.4% | — |
| 7 | DESERT FINANCIAL CREDIT UNION 80 out of 100, Strong | 153 | 2.8% | 26.1% |
| 8 | NEWREZ LLC | 140 | 2.6% | — |
| 9 | CROSSCOUNTRY MORTGAGE, INC. | 130 | 2.4% | — |
| 10 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 111 | 2.0% | 30.7% |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 110 | 2.0% | — |
| 12 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 104 | 1.9% | — |
| 13 | Bank of America, National Association 59 out of 100, Moderate | 96 | 1.8% | 44.7% |
| 14 | CMG MORTGAGE, INC. | 89 | 1.6% | — |
| 15 | Fairway Independent Mortgage Corporation | 89 | 1.6% | — |
| 16 | THE LOAN STORE, INC. | 81 | 1.5% | — |
| 17 | INTERCAP LENDING INC. | 80 | 1.5% | — |
| 18 | 21st Mortgage Corporation | 66 | 1.2% | — |
| 19 | GUARANTEED RATE, INC. | 61 | 1.1% | — |
| 20 | FREEDOM MORTGAGE CORPORATION | 61 | 1.1% | — |
| 21 | V.I.P. MORTGAGE, INC. | 61 | 1.1% | — |
| 22 | PHH Mortgage Corporation | 61 | 1.1% | — |
| 23 | SPRING EQ, LLC | 60 | 1.1% | — |
| 24 | FIGURE LENDING LLC | 60 | 1.1% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 58 | 1.1% | — |
| 26 | U.S. Bank National Association 55 out of 100, Moderate | 56 | 1.0% | 39.5% |
| 27 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 53 | 1.0% | 22.5% |
| 28 | TRIAD FINANCIAL SERVICES, INC. | 51 | 0.9% | — |
| 29 | MORIA DEVELOPMENT, INC. | 47 | 0.9% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 46 | 0.8% | — |
| 31 | Navy Federal Credit Union 66 out of 100, Moderate | 42 | 0.8% | 32.9% |
| 32 | BMO Bank National Association 83 out of 100, Strong | 42 | 0.8% | 40.5% |
| 33 | Loandepot.Com, LLC | 41 | 0.7% | — |
| 34 | Mortgage Research Center, LLC | 39 | 0.7% | — |
| 35 | Mountain America Federal Credit Union 56 out of 100, Moderate | 39 | 0.7% | 45.0% |
| 36 | STARBOARD FINANCIAL MANAGEMENT, LLC | 35 | 0.6% | — |
| 37 | ARIZONA CENTRAL | 33 | 0.6% | — |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 32 | 0.6% | 22.2% |
| 39 | Broker Solutions, Inc. | 32 | 0.6% | — |
| 40 | AmeriSave Mortgage Corporation | 32 | 0.6% | — |
Top 40 of 331 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arizona
- Maricopa County 213,129 apps
- Pima County 47,006 apps
- Pinal County 34,687 apps
- Yavapai County 14,250 apps
- Mohave County 12,741 apps
- Yuma County 9,052 apps
- Cochise County 5,688 apps
- Navajo County 4,309 apps
- Gila County 2,790 apps
- Santa Cruz County 2,115 apps
- Graham County 1,667 apps
- Apache County 1,206 apps