Arizona · HMDA 2025
Mortgage lenders in Maricopa County, AZ
943 lenders reported 213,129 home-loan applications in Maricopa County in 2025. 111,793 closed as loans ($44.8B), 29,912 were denied — a 20.1% denial rate on decided applications, close to the Arizona rate of 20.3%. The three most active lenders handled 20% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 213,129
- Loans originated
- 111,793
- Purchase / refinance
- 55,262 / 33,966
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Maricopa County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 16,816 | 7.9% | — |
| 2 | DESERT FINANCIAL CREDIT UNION 80 out of 100, Strong | 14,856 | 7.0% | 26.1% |
| 3 | Rocket Mortgage, LLC | 11,142 | 5.2% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 9,263 | 4.3% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 7,733 | 3.6% | 14.1% |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 4,815 | 2.3% | 44.7% |
| 7 | NEWREZ LLC | 4,649 | 2.2% | — |
| 8 | FREEDOM MORTGAGE CORPORATION | 4,551 | 2.1% | — |
| 9 | Fairway Independent Mortgage Corporation | 3,926 | 1.8% | — |
| 10 | LAKEVIEW LOAN SERVICING, LLC | 3,424 | 1.6% | — |
| 11 | SPRING EQ, LLC | 3,230 | 1.5% | — |
| 12 | CROSSCOUNTRY MORTGAGE, INC. | 3,085 | 1.4% | — |
| 13 | Arizona Financial Credit Union 76 out of 100, Strong | 3,054 | 1.4% | 27.9% |
| 14 | Loandepot.Com, LLC | 3,024 | 1.4% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 2,848 | 1.3% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 2,760 | 1.3% | 39.5% |
| 17 | FIGURE LENDING LLC | 2,715 | 1.3% | — |
| 18 | Navy Federal Credit Union 66 out of 100, Moderate | 2,576 | 1.2% | 32.9% |
| 19 | GUARANTEED RATE, INC. | 2,534 | 1.2% | — |
| 20 | CMG MORTGAGE, INC. | 2,294 | 1.1% | — |
| 21 | THE LOAN STORE, INC. | 2,238 | 1.1% | — |
| 22 | Coastal Community Bank 35 out of 100, Low | 2,154 | 1.0% | 3.0% |
| 23 | GUILD MORTGAGE COMPANY | 2,121 | 1.0% | — |
| 24 | Taylor Morrison Home Funding, Inc. | 2,101 | 1.0% | — |
| 25 | OneAZ Credit Union 71 out of 100, Strong | 2,034 | 1.0% | 35.8% |
| 26 | PHH Mortgage Corporation | 1,869 | 0.9% | — |
| 27 | Broker Solutions, Inc. | 1,837 | 0.9% | — |
| 28 | LENNAR MORTGAGE, LLC | 1,810 | 0.8% | — |
| 29 | V.I.P. MORTGAGE, INC. | 1,659 | 0.8% | — |
| 30 | Plains Commerce Bank 59 out of 100, Moderate | 1,600 | 0.8% | 10.0% |
| 31 | AMERIHOME MORTGAGE COMPANY, LLC | 1,593 | 0.7% | — |
| 32 | Mountain America Federal Credit Union 56 out of 100, Moderate | 1,485 | 0.7% | 45.0% |
| 33 | Mortgage Research Center, LLC | 1,484 | 0.7% | — |
| 34 | Bell Bank 59 out of 100, Moderate | 1,386 | 0.7% | 7.1% |
| 35 | BMO Bank National Association 83 out of 100, Strong | 1,366 | 0.6% | 40.5% |
| 36 | NOVA FINANCIAL & INVESTMENT CORPORATION | 1,338 | 0.6% | — |
| 37 | DHI MORTGAGE COMPANY, LTD. | 1,271 | 0.6% | — |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1,226 | 0.6% | 22.2% |
| 39 | PNC Bank, National Association 62 out of 100, Moderate | 1,201 | 0.6% | 33.8% |
| 40 | Copper State Credit Union 63 out of 100, Moderate | 1,112 | 0.5% | 24.5% |
Top 40 of 943 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arizona
- Pima County 47,006 apps
- Pinal County 34,687 apps
- Yavapai County 14,250 apps
- Mohave County 12,741 apps
- Yuma County 9,052 apps
- Cochise County 5,688 apps
- Coconino County 5,480 apps
- Navajo County 4,309 apps
- Gila County 2,790 apps
- Santa Cruz County 2,115 apps
- Graham County 1,667 apps
- Apache County 1,206 apps