Arizona · HMDA 2025
Mortgage lenders in Gila County, AZ
239 lenders reported 2,790 home-loan applications in Gila County in 2025. 1,371 closed as loans ($405.9M), 431 were denied — a 22.6% denial rate on decided applications, above the Arizona rate of 20.3%. The three most active lenders handled 20% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,790
- Loans originated
- 1,371
- Purchase / refinance
- 683 / 464
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gila County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 192 | 6.9% | — |
| 2 | DESERT FINANCIAL CREDIT UNION 80 out of 100, Strong | 192 | 6.9% | 26.1% |
| 3 | Rocket Mortgage, LLC | 163 | 5.8% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 119 | 4.3% | — |
| 5 | NEWREZ LLC | 100 | 3.6% | — |
| 6 | AMERICAN PACIFIC MORTGAGE CORPORATION | 74 | 2.7% | — |
| 7 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 71 | 2.5% | 14.1% |
| 8 | GUARANTEED RATE AFFINITY, LLC | 71 | 2.5% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 64 | 2.3% | — |
| 10 | GUILD MORTGAGE COMPANY | 60 | 2.2% | — |
| 11 | SUN AMERICAN MORTGAGE COMPANY | 54 | 1.9% | — |
| 12 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 54 | 1.9% | 30.7% |
| 13 | Mortgage Research Center, LLC | 50 | 1.8% | — |
| 14 | GUARANTEED RATE, INC. | 44 | 1.6% | — |
| 15 | Copper State Credit Union 63 out of 100, Moderate | 39 | 1.4% | 24.5% |
| 16 | 21st Mortgage Corporation | 37 | 1.3% | — |
| 17 | THE LOAN STORE, INC. | 35 | 1.3% | — |
| 18 | Fairway Independent Mortgage Corporation | 33 | 1.2% | — |
| 19 | AMERIHOME MORTGAGE COMPANY, LLC | 33 | 1.2% | — |
| 20 | BMO Bank National Association 83 out of 100, Strong | 29 | 1.0% | 40.5% |
| 21 | Broker Solutions, Inc. | 28 | 1.0% | — |
| 22 | AmeriSave Mortgage Corporation | 28 | 1.0% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 28 | 1.0% | — |
| 24 | Bank of America, National Association 59 out of 100, Moderate | 27 | 1.0% | 44.7% |
| 25 | GENEVA FINANCIAL, LLC | 26 | 0.9% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 25 | 0.9% | 32.9% |
| 27 | Loandepot.Com, LLC | 25 | 0.9% | — |
| 28 | SPRING EQ, LLC | 25 | 0.9% | — |
| 29 | PLANET HOME LENDING, LLC | 25 | 0.9% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 25 | 0.9% | — |
| 31 | LAKEVIEW LOAN SERVICING, LLC | 23 | 0.8% | — |
| 32 | PHH Mortgage Corporation | 23 | 0.8% | — |
| 33 | CMG MORTGAGE, INC. | 22 | 0.8% | — |
| 34 | VANDERBILT MORTGAGE AND FINANCE, INC. | 22 | 0.8% | — |
| 35 | FIGURE LENDING LLC | 22 | 0.8% | — |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 21 | 0.8% | 22.2% |
| 37 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 20 | 0.7% | 74.7% |
| 38 | U.S. Bank National Association 55 out of 100, Moderate | 19 | 0.7% | 39.5% |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 19 | 0.7% | — |
| 40 | AMERICA FIRST Federal Credit Union 71 out of 100, Strong | 18 | 0.6% | 22.5% |
Top 40 of 239 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arizona
- Maricopa County 213,129 apps
- Pima County 47,006 apps
- Pinal County 34,687 apps
- Yavapai County 14,250 apps
- Mohave County 12,741 apps
- Yuma County 9,052 apps
- Cochise County 5,688 apps
- Coconino County 5,480 apps
- Navajo County 4,309 apps
- Santa Cruz County 2,115 apps
- Graham County 1,667 apps
- Apache County 1,206 apps