Arizona · HMDA 2025
Mortgage lenders in Yavapai County, AZ
442 lenders reported 14,250 home-loan applications in Yavapai County in 2025. 7,255 closed as loans ($2.4B), 2,071 were denied — a 21.1% denial rate on decided applications, close to the Arizona rate of 20.3%. The three most active lenders handled 18% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 14,250
- Loans originated
- 7,255
- Purchase / refinance
- 3,619 / 2,284
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Yavapai County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 919 | 6.4% | — |
| 2 | OneAZ Credit Union 71 out of 100, Strong | 817 | 5.7% | 35.8% |
| 3 | Rocket Mortgage, LLC | 779 | 5.5% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 614 | 4.3% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 432 | 3.0% | 14.1% |
| 6 | NEWREZ LLC | 355 | 2.5% | — |
| 7 | Fairway Independent Mortgage Corporation | 336 | 2.4% | — |
| 8 | DESERT FINANCIAL CREDIT UNION 80 out of 100, Strong | 322 | 2.3% | 26.1% |
| 9 | GUILD MORTGAGE COMPANY | 316 | 2.2% | — |
| 10 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 258 | 1.8% | 30.7% |
| 11 | FREEDOM MORTGAGE CORPORATION | 251 | 1.8% | — |
| 12 | GARDNER FINANCIAL SERVICES, LTD. | 238 | 1.7% | — |
| 13 | Mortgage Research Center, LLC | 195 | 1.4% | — |
| 14 | U.S. Bank National Association 55 out of 100, Moderate | 195 | 1.4% | 39.5% |
| 15 | Bank of America, National Association 59 out of 100, Moderate | 187 | 1.3% | 44.7% |
| 16 | CMG MORTGAGE, INC. | 178 | 1.2% | — |
| 17 | V.I.P. MORTGAGE, INC. | 170 | 1.2% | — |
| 18 | FIGURE LENDING LLC | 168 | 1.2% | — |
| 19 | Broker Solutions, Inc. | 160 | 1.1% | — |
| 20 | CREDIT UNION WEST 66 out of 100, Moderate | 159 | 1.1% | 31.7% |
| 21 | NATIONSTAR MORTGAGE LLC | 155 | 1.1% | — |
| 22 | GUARANTEED RATE, INC. | 152 | 1.1% | — |
| 23 | SPRING EQ, LLC | 150 | 1.1% | — |
| 24 | THE LOAN STORE, INC. | 147 | 1.0% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 143 | 1.0% | — |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 141 | 1.0% | 32.9% |
| 27 | Loandepot.Com, LLC | 139 | 1.0% | — |
| 28 | 21st Mortgage Corporation | 138 | 1.0% | — |
| 29 | BMO Bank National Association 83 out of 100, Strong | 135 | 0.9% | 40.5% |
| 30 | PHH Mortgage Corporation | 133 | 0.9% | — |
| 31 | AmeriSave Mortgage Corporation | 131 | 0.9% | — |
| 32 | LAKEVIEW LOAN SERVICING, LLC | 128 | 0.9% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 127 | 0.9% | 3.0% |
| 34 | Glacier Bank 68 out of 100, Moderate | 118 | 0.8% | 20.0% |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 111 | 0.8% | — |
| 36 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 111 | 0.8% | — |
| 37 | VANDERBILT MORTGAGE AND FINANCE, INC. | 99 | 0.7% | — |
| 38 | Paramount Residential Mortgage Group, Inc. | 96 | 0.7% | — |
| 39 | VILLAGE CAPITAL & INVESTMENT LLC | 85 | 0.6% | — |
| 40 | PNC Bank, National Association 62 out of 100, Moderate | 84 | 0.6% | 33.8% |
Top 40 of 442 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arizona
- Maricopa County 213,129 apps
- Pima County 47,006 apps
- Pinal County 34,687 apps
- Mohave County 12,741 apps
- Yuma County 9,052 apps
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- Coconino County 5,480 apps
- Navajo County 4,309 apps
- Gila County 2,790 apps
- Santa Cruz County 2,115 apps
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- Apache County 1,206 apps