Arizona · HMDA 2025
Mortgage lenders in Graham County, AZ
149 lenders reported 1,667 home-loan applications in Graham County in 2025. 846 closed as loans ($202.9M), 275 were denied — a 23.4% denial rate on decided applications, above the Arizona rate of 20.3%. The three most active lenders handled 29% of applications, led by OneAZ Credit Union. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,667
- Loans originated
- 846
- Purchase / refinance
- 421 / 286
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Graham County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | OneAZ Credit Union 71 out of 100, Strong | 221 | 13.3% | 35.8% |
| 2 | Fairway Independent Mortgage Corporation | 165 | 9.9% | — |
| 3 | NOVA FINANCIAL & INVESTMENT CORPORATION | 104 | 6.2% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 94 | 5.6% | — |
| 5 | Sierra Pacific Mortgage Company, Inc. | 78 | 4.7% | — |
| 6 | Rocket Mortgage, LLC | 77 | 4.6% | — |
| 7 | UNITED SHORE FINANCIAL SERVICES, LLC | 53 | 3.2% | — |
| 8 | BoxCar Mortgage, LLC | 51 | 3.1% | — |
| 9 | NEWREZ LLC | 45 | 2.7% | — |
| 10 | UNION HOME MORTGAGE CORP. | 36 | 2.2% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 35 | 2.1% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 32 | 1.9% | 14.1% |
| 13 | NATIONSTAR MORTGAGE LLC | 30 | 1.8% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 30 | 1.8% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 28 | 1.7% | — |
| 16 | FIGURE LENDING LLC | 26 | 1.6% | — |
| 17 | THE LOAN STORE, INC. | 23 | 1.4% | — |
| 18 | Loandepot.Com, LLC | 21 | 1.3% | — |
| 19 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 21 | 1.3% | 30.7% |
| 20 | 21st Mortgage Corporation | 20 | 1.2% | — |
| 21 | Broker Solutions, Inc. | 18 | 1.1% | — |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 18 | 1.1% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 17 | 1.0% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 17 | 1.0% | 3.0% |
| 25 | GUILD MORTGAGE COMPANY | 16 | 1.0% | — |
| 26 | PLANET HOME LENDING, LLC | 14 | 0.8% | — |
| 27 | Mortgage Research Center, LLC | 12 | 0.7% | — |
| 28 | SPRING EQ, LLC | 12 | 0.7% | — |
| 29 | U.S. Bank National Association 55 out of 100, Moderate | 12 | 0.7% | 39.5% |
| 30 | CROSSCOUNTRY MORTGAGE, INC. | 11 | 0.7% | — |
| 31 | Bank of America, National Association 59 out of 100, Moderate | 10 | 0.6% | 44.7% |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 10 | 0.6% | — |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 10 | 0.6% | — |
| 34 | AmeriSave Mortgage Corporation | 9 | 0.5% | — |
| 35 | SUN AMERICAN MORTGAGE COMPANY | 9 | 0.5% | — |
| 36 | GoodLeap, LLC | 9 | 0.5% | — |
| 37 | PHH Mortgage Corporation | 9 | 0.5% | — |
| 38 | AMERICAN SOUTHWEST | 8 | 0.5% | — |
| 39 | Equity Prime Mortgage LLC | 8 | 0.5% | — |
| 40 | DESERT FINANCIAL CREDIT UNION 80 out of 100, Strong | 8 | 0.5% | 26.1% |
Top 40 of 149 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arizona
- Maricopa County 213,129 apps
- Pima County 47,006 apps
- Pinal County 34,687 apps
- Yavapai County 14,250 apps
- Mohave County 12,741 apps
- Yuma County 9,052 apps
- Cochise County 5,688 apps
- Coconino County 5,480 apps
- Navajo County 4,309 apps
- Gila County 2,790 apps
- Santa Cruz County 2,115 apps
- Apache County 1,206 apps