Arizona · HMDA 2025
Mortgage lenders in Navajo County, AZ
283 lenders reported 4,309 home-loan applications in Navajo County in 2025. 2,176 closed as loans ($667.6M), 638 were denied — a 21.5% denial rate on decided applications, above the Arizona rate of 20.3%. The three most active lenders handled 20% of applications, led by Rocket Mortgage, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 4,309
- Loans originated
- 2,176
- Purchase / refinance
- 1,114 / 736
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Navajo County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 346 | 8.0% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 298 | 6.9% | — |
| 3 | GUILD MORTGAGE COMPANY | 216 | 5.0% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 172 | 4.0% | — |
| 5 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 126 | 2.9% | 30.7% |
| 6 | NEWREZ LLC | 124 | 2.9% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 120 | 2.8% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 102 | 2.4% | 14.1% |
| 9 | 21st Mortgage Corporation | 92 | 2.1% | — |
| 10 | DESERT FINANCIAL CREDIT UNION 80 out of 100, Strong | 92 | 2.1% | 26.1% |
| 11 | Mortgage Research Center, LLC | 79 | 1.8% | — |
| 12 | THE LOAN STORE, INC. | 75 | 1.7% | — |
| 13 | AMERICAN PACIFIC MORTGAGE CORPORATION | 73 | 1.7% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 69 | 1.6% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 60 | 1.4% | — |
| 16 | FIGURE LENDING LLC | 60 | 1.4% | — |
| 17 | Fairway Independent Mortgage Corporation | 53 | 1.2% | — |
| 18 | AmeriSave Mortgage Corporation | 53 | 1.2% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 53 | 1.2% | — |
| 20 | BMO Bank National Association 83 out of 100, Strong | 48 | 1.1% | 40.5% |
| 21 | Mountain America Federal Credit Union 56 out of 100, Moderate | 47 | 1.1% | 45.0% |
| 22 | Loandepot.Com, LLC | 46 | 1.1% | — |
| 23 | Broker Solutions, Inc. | 45 | 1.0% | — |
| 24 | ALTITUDE FINANCIAL CORPORATION | 44 | 1.0% | — |
| 25 | CMG MORTGAGE, INC. | 43 | 1.0% | — |
| 26 | Peak Residential Lending Inc | 41 | 1.0% | — |
| 27 | ARIZONA CENTRAL | 40 | 0.9% | — |
| 28 | KIND LENDING, LLC | 39 | 0.9% | — |
| 29 | SPRING EQ, LLC | 38 | 0.9% | — |
| 30 | PLANET HOME LENDING, LLC | 38 | 0.9% | — |
| 31 | V.I.P. MORTGAGE, INC. | 35 | 0.8% | — |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 34 | 0.8% | 32.9% |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 34 | 0.8% | 44.7% |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 33 | 0.8% | 22.2% |
| 35 | U.S. Bank National Association 55 out of 100, Moderate | 32 | 0.7% | 39.5% |
| 36 | NOVA FINANCIAL & INVESTMENT CORPORATION | 32 | 0.7% | — |
| 37 | LAKEVIEW LOAN SERVICING, LLC | 31 | 0.7% | — |
| 38 | PHH Mortgage Corporation | 30 | 0.7% | — |
| 39 | Paramount Residential Mortgage Group, Inc. | 29 | 0.7% | — |
| 40 | NEW DAY FINANCIAL, LLC | 29 | 0.7% | — |
Top 40 of 283 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Arizona
- Maricopa County 213,129 apps
- Pima County 47,006 apps
- Pinal County 34,687 apps
- Yavapai County 14,250 apps
- Mohave County 12,741 apps
- Yuma County 9,052 apps
- Cochise County 5,688 apps
- Coconino County 5,480 apps
- Gila County 2,790 apps
- Santa Cruz County 2,115 apps
- Graham County 1,667 apps
- Apache County 1,206 apps