California · HMDA 2025
Mortgage lenders in Placer County, CA
469 lenders reported 20,956 home-loan applications in Placer County in 2025. 11,197 closed as loans ($5.3B), 2,746 were denied — a 18.7% denial rate on decided applications, below the California rate of 22.3%. The three most active lenders handled 19% of applications, led by UNITED SHORE FINANCIAL SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 20,956
- Loans originated
- 11,197
- Purchase / refinance
- 5,716 / 3,272
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Placer County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | UNITED SHORE FINANCIAL SERVICES, LLC | 2,010 | 9.6% | — |
| 2 | Rocket Mortgage, LLC | 1,031 | 4.9% | — |
| 3 | THE GOLDEN 1 | 909 | 4.3% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 850 | 4.1% | — |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 793 | 3.8% | 14.1% |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 614 | 2.9% | 44.7% |
| 7 | U.S. Bank National Association 55 out of 100, Moderate | 594 | 2.8% | 39.5% |
| 8 | THE LOAN STORE, INC. | 518 | 2.5% | — |
| 9 | SAFE Credit Union 71 out of 100, Strong | 467 | 2.2% | 10.1% |
| 10 | NEWREZ LLC | 429 | 2.0% | — |
| 11 | SPRING EQ, LLC | 421 | 2.0% | — |
| 12 | Loandepot.Com, LLC | 370 | 1.8% | — |
| 13 | Coastal Community Bank 35 out of 100, Low | 334 | 1.6% | 3.0% |
| 14 | NATIONSTAR MORTGAGE LLC | 333 | 1.6% | — |
| 15 | FIGURE LENDING LLC | 330 | 1.6% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 302 | 1.4% | — |
| 17 | AMERIHOME MORTGAGE COMPANY, LLC | 295 | 1.4% | — |
| 18 | LAKEVIEW LOAN SERVICING, LLC | 286 | 1.4% | — |
| 19 | GUILD MORTGAGE COMPANY | 267 | 1.3% | — |
| 20 | LENNAR MORTGAGE, LLC | 254 | 1.2% | — |
| 21 | SCHOOLSFIRST | 252 | 1.2% | — |
| 22 | DHI MORTGAGE COMPANY, LTD. | 250 | 1.2% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 227 | 1.1% | — |
| 24 | AMERICAN PACIFIC MORTGAGE CORPORATION | 218 | 1.0% | — |
| 25 | KIND LENDING, LLC | 208 | 1.0% | — |
| 26 | Paramount Residential Mortgage Group, Inc. | 199 | 0.9% | — |
| 27 | PHH Mortgage Corporation | 194 | 0.9% | — |
| 28 | GUARANTEED RATE, INC. | 192 | 0.9% | — |
| 29 | Broker Solutions, Inc. | 189 | 0.9% | — |
| 30 | CMG MORTGAGE, INC. | 186 | 0.9% | — |
| 31 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 159 | 0.8% | 22.2% |
| 32 | Navy Federal Credit Union 66 out of 100, Moderate | 149 | 0.7% | 32.9% |
| 33 | HOMEAMERICAN MORTGAGE CORPORATION | 148 | 0.7% | — |
| 34 | Patelco Credit Union 60 out of 100, Moderate | 143 | 0.7% | 16.7% |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 123 | 0.6% | — |
| 36 | BMO Bank National Association 83 out of 100, Strong | 122 | 0.6% | 40.5% |
| 37 | Third Federal Savings and Loan Association of Cleveland 64 out of 100, Moderate | 122 | 0.6% | 35.5% |
| 38 | BETTER MORTGAGE CORPORATION | 118 | 0.6% | — |
| 39 | PROVIDENT FUNDING ASSOCIATES, L.P. | 111 | 0.5% | — |
| 40 | Tri Counties Bank 70 out of 100, Strong | 110 | 0.5% | 34.2% |
Top 40 of 469 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps