California · HMDA 2025
Mortgage lenders in Sierra County, CA
51 lenders reported 123 home-loan applications in Sierra County in 2025. 51 closed as loans ($12.5M), 29 were denied — a 34.5% denial rate on decided applications, above the California rate of 22.3%. The three most active lenders handled 22% of applications, led by Rocket Mortgage, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 123
- Loans originated
- 51
- Purchase / refinance
- 19 / 22
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sierra County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 11 | 8.9% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 8.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 6 | 4.9% | — |
| 4 | CROSSCOUNTRY MORTGAGE, INC. | 6 | 4.9% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 4.9% | 39.5% |
| 6 | Loandepot.Com, LLC | 5 | 4.1% | — |
| 7 | AmeriSave Mortgage Corporation | 5 | 4.1% | — |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 5 | 4.1% | — |
| 9 | Bank of America, National Association 59 out of 100, Moderate | 4 | 3.3% | 44.7% |
| 10 | THE GOLDEN 1 | 4 | 3.3% | — |
| 11 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 2.4% | 14.1% |
| 12 | Discover Bank | 3 | 2.4% | — |
| 13 | SPRING EQ, LLC | 3 | 2.4% | — |
| 14 | SIERRA CENTRAL CREDIT UNION 67 out of 100, Moderate | 3 | 2.4% | 28.9% |
| 15 | FREEDOM MORTGAGE CORPORATION | 3 | 2.4% | — |
| 16 | NEWREZ LLC | 2 | 1.6% | — |
| 17 | Fairway Independent Mortgage Corporation | 2 | 1.6% | — |
| 18 | GUILD MORTGAGE COMPANY | 2 | 1.6% | — |
| 19 | Mortgage Research Center, LLC | 2 | 1.6% | — |
| 20 | HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | 1.6% | — |
| 21 | OriginPoint, LLC | 2 | 1.6% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 2 | 1.6% | — |
| 23 | KIND LENDING, LLC | 2 | 1.6% | — |
| 24 | LoanUnited.com, LLC | 2 | 1.6% | — |
| 25 | Coastal Community Bank 35 out of 100, Low | 2 | 1.6% | 3.0% |
| 26 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.8% | 32.9% |
| 27 | GUARANTEED RATE, INC. | 1 | 0.8% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.8% | — |
| 29 | BAY-VALLEY MORTGAGE GROUP | 1 | 0.8% | — |
| 30 | Sierra Pacific Mortgage Company, Inc. | 1 | 0.8% | — |
| 31 | ZILLOW HOME LOANS, LLC | 1 | 0.8% | — |
| 32 | Cache Valley Bank 73 out of 100, Strong | 1 | 0.8% | 0.9% |
| 33 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.8% | — |
| 34 | AMERICAN FINANCING CORPORATION | 1 | 0.8% | — |
| 35 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 1 | 0.8% | 45.9% |
| 36 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | 0.8% | — |
| 37 | Equity Prime Mortgage LLC | 1 | 0.8% | — |
| 38 | BAY EQUITY LLC | 1 | 0.8% | — |
| 39 | QUORUM FEDERAL CREDIT UNION 59 out of 100, Moderate | 1 | 0.8% | 36.0% |
| 40 | NATIONS DIRECT MORTGAGE, LLC | 1 | 0.8% | — |
Top 40 of 51 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps