California · HMDA 2025
Mortgage lenders in Sonoma County, CA
392 lenders reported 14,723 home-loan applications in Sonoma County in 2025. 7,921 closed as loans ($4.1B), 1,934 were denied — a 18.6% denial rate on decided applications, below the California rate of 22.3%. The three most active lenders handled 26% of applications, led by REDWOOD. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 14,723
- Loans originated
- 7,921
- Purchase / refinance
- 3,542 / 2,655
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sonoma County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | REDWOOD | 2,260 | 15.4% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 860 | 5.8% | — |
| 3 | Rocket Mortgage, LLC | 729 | 5.0% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 498 | 3.4% | 14.1% |
| 5 | NEWREZ LLC | 474 | 3.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 411 | 2.8% | — |
| 7 | CROSSCOUNTRY MORTGAGE, INC. | 380 | 2.6% | — |
| 8 | Bank of America, National Association 59 out of 100, Moderate | 351 | 2.4% | 44.7% |
| 9 | GUARANTEED RATE, INC. | 309 | 2.1% | — |
| 10 | U.S. Bank National Association 55 out of 100, Moderate | 291 | 2.0% | 39.5% |
| 11 | Broker Solutions, Inc. | 238 | 1.6% | — |
| 12 | SPRING EQ, LLC | 220 | 1.5% | — |
| 13 | GUILD MORTGAGE COMPANY | 211 | 1.4% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 206 | 1.4% | — |
| 15 | FIGURE LENDING LLC | 191 | 1.3% | — |
| 16 | Loandepot.Com, LLC | 180 | 1.2% | — |
| 17 | FREEDOM MORTGAGE CORPORATION | 169 | 1.1% | — |
| 18 | BMO Bank National Association 83 out of 100, Strong | 158 | 1.1% | 40.5% |
| 19 | NATIONSTAR MORTGAGE LLC | 152 | 1.0% | — |
| 20 | LAKEVIEW LOAN SERVICING, LLC | 149 | 1.0% | — |
| 21 | CMG MORTGAGE, INC. | 145 | 1.0% | — |
| 22 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 143 | 1.0% | 22.2% |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 143 | 1.0% | — |
| 24 | Coastal Community Bank 35 out of 100, Low | 141 | 1.0% | 3.0% |
| 25 | THE LOAN STORE, INC. | 138 | 0.9% | — |
| 26 | Patelco Credit Union 60 out of 100, Moderate | 134 | 0.9% | 16.7% |
| 27 | GUARANTEED RATE AFFINITY, LLC | 130 | 0.9% | — |
| 28 | COMMUNITY FIRST CREDIT UNION | 125 | 0.8% | — |
| 29 | KIND LENDING, LLC | 124 | 0.8% | — |
| 30 | PHH Mortgage Corporation | 112 | 0.8% | — |
| 31 | SECURITYNATIONAL MORTGAGE COMPANY | 100 | 0.7% | — |
| 32 | Umpqua Bank 64 out of 100, Moderate | 93 | 0.6% | 28.5% |
| 33 | Synergy One Lending, Inc. | 90 | 0.6% | — |
| 34 | HOMEXPRESS MORTGAGE CORP. | 88 | 0.6% | — |
| 35 | STG MORTGAGE INC | 87 | 0.6% | — |
| 36 | MORTGAGEONE, INC. | 85 | 0.6% | — |
| 37 | BETTER MORTGAGE CORPORATION | 84 | 0.6% | — |
| 38 | OCMBC, INC. | 80 | 0.5% | — |
| 39 | ALLIANT CREDIT UNION 60 out of 100, Moderate | 80 | 0.5% | 34.0% |
| 40 | FINANCE OF AMERICA REVERSE LLC | 79 | 0.5% | — |
Top 40 of 392 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in California
- Los Angeles County 221,487 apps
- San Diego County 103,767 apps
- Riverside County 103,444 apps
- Orange County 86,651 apps
- San Bernardino County 77,329 apps
- Sacramento County 56,166 apps
- Santa Clara County 45,843 apps
- Alameda County 41,873 apps
- Contra Costa County 38,954 apps
- Kern County 31,328 apps
- Fresno County 29,585 apps
- San Joaquin County 28,724 apps