Colorado · HMDA 2025
Mortgage lenders in Fremont County, CO
241 lenders reported 2,482 home-loan applications in Fremont County in 2025. 1,228 closed as loans ($295.6M), 400 were denied — a 23.1% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 21% of applications, led by ENT Credit Union. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,482
- Loans originated
- 1,228
- Purchase / refinance
- 597 / 450
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Fremont County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ENT Credit Union | 236 | 9.5% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 162 | 6.5% | — |
| 3 | THE MORTGAGE COMPANY | 132 | 5.3% | — |
| 4 | Rocket Mortgage, LLC | 107 | 4.3% | — |
| 5 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 95 | 3.8% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 94 | 3.8% | — |
| 7 | The Central Trust Bank 69 out of 100, Moderate | 71 | 2.9% | 10.4% |
| 8 | Mortgage Research Center, LLC | 60 | 2.4% | — |
| 9 | U.S. Bank National Association 55 out of 100, Moderate | 57 | 2.3% | 39.5% |
| 10 | FREEDOM MORTGAGE CORPORATION | 52 | 2.1% | — |
| 11 | NEWREZ LLC | 46 | 1.9% | — |
| 12 | GUARANTEED RATE, INC. | 42 | 1.7% | — |
| 13 | High Country Bank 56 out of 100, Moderate | 41 | 1.7% | 6.4% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 40 | 1.6% | 14.1% |
| 15 | VILLAGE CAPITAL & INVESTMENT LLC | 39 | 1.6% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 36 | 1.5% | — |
| 17 | Click n' Close, Inc. | 35 | 1.4% | — |
| 18 | Loandepot.Com, LLC | 29 | 1.2% | — |
| 19 | Broker Solutions, Inc. | 29 | 1.2% | — |
| 20 | AmeriSave Mortgage Corporation | 28 | 1.1% | — |
| 21 | Navy Federal Credit Union 66 out of 100, Moderate | 26 | 1.0% | 32.9% |
| 22 | NEW DAY FINANCIAL, LLC | 26 | 1.0% | — |
| 23 | SPRING EQ, LLC | 25 | 1.0% | — |
| 24 | 21st Mortgage Corporation | 24 | 1.0% | — |
| 25 | AMERIHOME MORTGAGE COMPANY, LLC | 24 | 1.0% | — |
| 26 | LAKEVIEW LOAN SERVICING, LLC | 24 | 1.0% | — |
| 27 | GUILD MORTGAGE COMPANY | 23 | 0.9% | — |
| 28 | THE LOAN STORE, INC. | 23 | 0.9% | — |
| 29 | Glacier Bank 68 out of 100, Moderate | 23 | 0.9% | 20.0% |
| 30 | VANDERBILT MORTGAGE AND FINANCE, INC. | 22 | 0.9% | — |
| 31 | Fairway Independent Mortgage Corporation | 22 | 0.9% | — |
| 32 | LOWER, LLC | 22 | 0.9% | — |
| 33 | AMERICAN FINANCING CORPORATION | 21 | 0.8% | — |
| 34 | GoodLeap, LLC | 21 | 0.8% | — |
| 35 | PHH Mortgage Corporation | 21 | 0.8% | — |
| 36 | Loan Simple, Inc. | 20 | 0.8% | — |
| 37 | Equity Prime Mortgage LLC | 17 | 0.7% | — |
| 38 | CROSSCOUNTRY MORTGAGE, INC. | 16 | 0.6% | — |
| 39 | FIGURE LENDING LLC | 16 | 0.6% | — |
| 40 | AMERICAN FINANCIAL RESOURCES, INC. | 16 | 0.6% | — |
Top 40 of 241 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps