Colorado · HMDA 2025
Mortgage lenders in Montezuma County, CO
154 lenders reported 911 home-loan applications in Montezuma County in 2025. 471 closed as loans ($123.3M), 139 were denied — a 21.6% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 26% of applications, led by V.I.P. MORTGAGE, INC.. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 911
- Loans originated
- 471
- Purchase / refinance
- 255 / 156
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Montezuma County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | V.I.P. MORTGAGE, INC. | 102 | 11.2% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 70 | 7.7% | — |
| 3 | Rocket Mortgage, LLC | 66 | 7.2% | — |
| 4 | Zions Bancorporation, N.A. 67 out of 100, Moderate | 37 | 4.1% | 30.7% |
| 5 | PENNYMAC LOAN SERVICES, LLC | 25 | 2.7% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 25 | 2.7% | — |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 20 | 2.2% | — |
| 8 | Mortgage Research Center, LLC | 20 | 2.2% | — |
| 9 | NEWREZ LLC | 19 | 2.1% | — |
| 10 | SPRING EQ, LLC | 17 | 1.9% | — |
| 11 | Paramount Residential Mortgage Group, Inc. | 17 | 1.9% | — |
| 12 | NATIONSTAR MORTGAGE LLC | 16 | 1.8% | — |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.6% | 14.1% |
| 14 | Broker Solutions, Inc. | 14 | 1.5% | — |
| 15 | CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | 14 | 1.5% | — |
| 16 | AMERICAN FINANCING CORPORATION | 14 | 1.5% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 1.4% | 32.9% |
| 18 | GUILD MORTGAGE COMPANY | 13 | 1.4% | — |
| 19 | 21st Mortgage Corporation | 12 | 1.3% | — |
| 20 | Loandepot.Com, LLC | 12 | 1.3% | — |
| 21 | THE LOAN STORE, INC. | 12 | 1.3% | — |
| 22 | PLANET HOME LENDING, LLC | 11 | 1.2% | — |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 11 | 1.2% | — |
| 24 | UNION HOME MORTGAGE CORP. | 11 | 1.2% | — |
| 25 | AMERICAN FINANCIAL RESOURCES, INC. | 10 | 1.1% | — |
| 26 | PHH Mortgage Corporation | 10 | 1.1% | — |
| 27 | AmeriSave Mortgage Corporation | 9 | 1.0% | — |
| 28 | Coastal Community Bank 35 out of 100, Low | 9 | 1.0% | 3.0% |
| 29 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.9% | — |
| 30 | FIGURE LENDING LLC | 8 | 0.9% | — |
| 31 | Mountain America Federal Credit Union 56 out of 100, Moderate | 8 | 0.9% | 45.0% |
| 32 | CMG MORTGAGE, INC. | 7 | 0.8% | — |
| 33 | Discover Bank | 7 | 0.8% | — |
| 34 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 0.8% | — |
| 35 | The Central Trust Bank 69 out of 100, Moderate | 7 | 0.8% | 10.4% |
| 36 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 6 | 0.7% | 22.2% |
| 37 | Fairway Independent Mortgage Corporation | 6 | 0.7% | — |
| 38 | GUARANTEED RATE, INC. | 6 | 0.7% | — |
| 39 | PLAZA HOME MORTGAGE, INC. | 6 | 0.7% | — |
| 40 | LOWER, LLC | 6 | 0.7% | — |
Top 40 of 154 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps