Colorado · HMDA 2025
Mortgage lenders in Rio Grande County, CO
106 lenders reported 409 home-loan applications in Rio Grande County in 2025. 191 closed as loans ($53.3M), 63 were denied — a 22.8% denial rate on decided applications, above the Colorado rate of 19.6%. The three most active lenders handled 21% of applications, led by Rocket Mortgage, LLC. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 409
- Loans originated
- 191
- Purchase / refinance
- 95 / 77
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Rio Grande County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 45 | 11.0% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 24 | 5.9% | — |
| 3 | GUILD MORTGAGE COMPANY | 18 | 4.4% | — |
| 4 | FREEDOM MORTGAGE CORPORATION | 15 | 3.7% | — |
| 5 | Mortgage Research Center, LLC | 13 | 3.2% | — |
| 6 | Loandepot.Com, LLC | 12 | 2.9% | — |
| 7 | GUARANTEED RATE, INC. | 12 | 2.9% | — |
| 8 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 2.7% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 9 | 2.2% | 14.1% |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 9 | 2.2% | — |
| 11 | Broker Solutions, Inc. | 9 | 2.2% | — |
| 12 | ENT Credit Union | 9 | 2.2% | — |
| 13 | NEWREZ LLC | 8 | 2.0% | — |
| 14 | NETWORK FUNDING, L.P. | 8 | 2.0% | — |
| 15 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 1.7% | 32.9% |
| 16 | Fairway Independent Mortgage Corporation | 7 | 1.7% | — |
| 17 | AmeriSave Mortgage Corporation | 6 | 1.5% | — |
| 18 | FIGURE LENDING LLC | 6 | 1.5% | — |
| 19 | AMERICAN FINANCING CORPORATION | 6 | 1.5% | — |
| 20 | NEW DAY FINANCIAL, LLC | 6 | 1.5% | — |
| 21 | Coastal Community Bank 35 out of 100, Low | 6 | 1.5% | 3.0% |
| 22 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.2% | — |
| 23 | SPRING EQ, LLC | 5 | 1.2% | — |
| 24 | Sunflower Bank, National Association 51 out of 100, Below average | 5 | 1.2% | 5.8% |
| 25 | MORTGAGE SOLUTIONS OF COLORADO, LLC | 5 | 1.2% | — |
| 26 | NBH Bank 66 out of 100, Moderate | 5 | 1.2% | 16.8% |
| 27 | 21st Mortgage Corporation | 4 | 1.0% | — |
| 28 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.0% | — |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 4 | 1.0% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 4 | 1.0% | — |
| 31 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 1.0% | — |
| 32 | BETTER MORTGAGE CORPORATION | 4 | 1.0% | — |
| 33 | USAA Federal Savings Bank 64 out of 100, Moderate | 4 | 1.0% | 37.2% |
| 34 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.7% | 32.5% |
| 35 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 3 | 0.7% | 22.2% |
| 36 | Discover Bank | 3 | 0.7% | — |
| 37 | THE LOAN STORE, INC. | 3 | 0.7% | — |
| 38 | CARRINGTON MORTGAGE SERVICES, LLC | 3 | 0.7% | — |
| 39 | DIRECTORS MORTGAGE, INC. | 3 | 0.7% | — |
| 40 | Truist Bank 63 out of 100, Moderate | 2 | 0.5% | 40.8% |
Top 40 of 106 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Colorado
- El Paso County 40,529 apps
- Arapahoe County 29,851 apps
- Jefferson County 28,409 apps
- Adams County 27,875 apps
- Denver County 27,105 apps
- Douglas County 23,880 apps
- Weld County 21,307 apps
- Larimer County 17,770 apps
- Boulder County 11,982 apps
- Mesa County 9,196 apps
- Pueblo County 8,319 apps
- Garfield County 3,352 apps