Florida · HMDA 2025
Mortgage lenders in Suwannee County, FL
178 lenders reported 1,799 home-loan applications in Suwannee County in 2025. 690 closed as loans ($141.3M), 473 were denied — a 38.3% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 31% of applications, led by 21st Mortgage Corporation. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,799
- Loans originated
- 690
- Purchase / refinance
- 443 / 183
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Suwannee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 334 | 18.6% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 116 | 6.4% | — |
| 3 | Rocket Mortgage, LLC | 103 | 5.7% | — |
| 4 | TRIAD FINANCIAL SERVICES, INC. | 86 | 4.8% | — |
| 5 | First Federal Bank 50 out of 100, Below average | 71 | 3.9% | 13.5% |
| 6 | Florida Credit Union 75 out of 100, Strong | 68 | 3.8% | 70.0% |
| 7 | VANDERBILT MORTGAGE AND FINANCE, INC. | 64 | 3.6% | — |
| 8 | VYSTAR CREDIT UNION 51 out of 100, Below average | 50 | 2.8% | 48.8% |
| 9 | Mortgage Research Center, LLC | 44 | 2.4% | — |
| 10 | NEWREZ LLC | 37 | 2.1% | — |
| 11 | Radiant Credit Union 65 out of 100, Moderate | 32 | 1.8% | 41.0% |
| 12 | UNION HOME MORTGAGE CORP. | 31 | 1.7% | — |
| 13 | PLANET HOME LENDING, LLC | 29 | 1.6% | — |
| 14 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 26 | 1.4% | 74.7% |
| 15 | PENNYMAC LOAN SERVICES, LLC | 24 | 1.3% | — |
| 16 | Broker Solutions, Inc. | 23 | 1.3% | — |
| 17 | AmeriSave Mortgage Corporation | 23 | 1.3% | — |
| 18 | CROSSCOUNTRY MORTGAGE, INC. | 23 | 1.3% | — |
| 19 | MOVEMENT MORTGAGE, LLC | 21 | 1.2% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 20 | 1.1% | 32.9% |
| 21 | CAMPUS USA CREDIT UNION 76 out of 100, Strong | 20 | 1.1% | 10.5% |
| 22 | FREEDOM MORTGAGE CORPORATION | 19 | 1.1% | — |
| 23 | VILLAGE CAPITAL & INVESTMENT LLC | 19 | 1.1% | — |
| 24 | TD Bank, National Association 63 out of 100, Moderate | 17 | 0.9% | 35.3% |
| 25 | AMERICAN PACIFIC MORTGAGE CORPORATION | 17 | 0.9% | — |
| 26 | Loandepot.Com, LLC | 15 | 0.8% | — |
| 27 | AMERICAN FINANCIAL RESOURCES, INC. | 15 | 0.8% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 15 | 0.8% | — |
| 29 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 0.8% | 14.1% |
| 30 | AMERICAN FINANCIAL NETWORK, INC. | 13 | 0.7% | — |
| 31 | SOUTHWEST STAGE FUNDING, LLC | 12 | 0.7% | — |
| 32 | CSL Financial, LLC | 11 | 0.6% | — |
| 33 | NEW DAY FINANCIAL, LLC | 11 | 0.6% | — |
| 34 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.6% | — |
| 35 | NATIONSTAR MORTGAGE LLC | 10 | 0.6% | — |
| 36 | Ameris Bank 67 out of 100, Moderate | 9 | 0.5% | 10.5% |
| 37 | GUARANTEED RATE, INC. | 8 | 0.4% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 8 | 0.4% | 44.7% |
| 39 | ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 8 | 0.4% | — |
| 40 | Discover Bank | 7 | 0.4% | — |
Top 40 of 178 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps