Florida · HMDA 2025
Mortgage lenders in Union County, FL
98 lenders reported 400 home-loan applications in Union County in 2025. 171 closed as loans ($35.6M), 100 were denied — a 35.1% denial rate on decided applications, above the Florida rate of 27.1%. The three most active lenders handled 33% of applications, led by 21st Mortgage Corporation. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 400
- Loans originated
- 171
- Purchase / refinance
- 89 / 52
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Union County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 70 | 17.5% | — |
| 2 | Florida Credit Union 75 out of 100, Strong | 37 | 9.3% | 70.0% |
| 3 | VYSTAR CREDIT UNION 51 out of 100, Below average | 24 | 6.0% | 48.8% |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 4.0% | — |
| 5 | Rocket Mortgage, LLC | 13 | 3.3% | — |
| 6 | Mortgage Research Center, LLC | 10 | 2.5% | — |
| 7 | CAMPUS USA CREDIT UNION 76 out of 100, Strong | 10 | 2.5% | 10.5% |
| 8 | TRIAD FINANCIAL SERVICES, INC. | 9 | 2.3% | — |
| 9 | AFFORDABLE MORTGAGE ADVISORS, LLC. | 9 | 2.3% | — |
| 10 | Radiant Credit Union 65 out of 100, Moderate | 8 | 2.0% | 41.0% |
| 11 | First Federal Bank 50 out of 100, Below average | 8 | 2.0% | 13.5% |
| 12 | NEWREZ LLC | 7 | 1.8% | — |
| 13 | Broker Solutions, Inc. | 7 | 1.8% | — |
| 14 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 1.8% | — |
| 15 | SOUTHWEST STAGE FUNDING, LLC | 6 | 1.5% | — |
| 16 | PLANET HOME LENDING, LLC | 6 | 1.5% | — |
| 17 | UNION HOME MORTGAGE CORP. | 6 | 1.5% | — |
| 18 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.3% | — |
| 19 | FIGURE LENDING LLC | 5 | 1.3% | — |
| 20 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 5 | 1.3% | — |
| 21 | FREEDOM MORTGAGE CORPORATION | 5 | 1.3% | — |
| 22 | VILLAGE CAPITAL & INVESTMENT LLC | 5 | 1.3% | — |
| 23 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 1.0% | — |
| 24 | Fairway Independent Mortgage Corporation | 4 | 1.0% | — |
| 25 | CROSSCOUNTRY MORTGAGE, INC. | 4 | 1.0% | — |
| 26 | Capital City Bank 72 out of 100, Strong | 4 | 1.0% | 32.0% |
| 27 | LAKEVIEW LOAN SERVICING, LLC | 4 | 1.0% | — |
| 28 | Fifth Third Bank, National Association 62 out of 100, Moderate | 4 | 1.0% | 34.0% |
| 29 | AmeriSave Mortgage Corporation | 3 | 0.8% | — |
| 30 | U.S. Bank National Association 55 out of 100, Moderate | 3 | 0.8% | 39.5% |
| 31 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.8% | — |
| 32 | NEW DAY FINANCIAL, LLC | 3 | 0.8% | — |
| 33 | Navy Federal Credit Union 66 out of 100, Moderate | 2 | 0.5% | 32.9% |
| 34 | Truist Bank 63 out of 100, Moderate | 2 | 0.5% | 40.8% |
| 35 | MOVEMENT MORTGAGE, LLC | 2 | 0.5% | — |
| 36 | Loandepot.Com, LLC | 2 | 0.5% | — |
| 37 | GUARANTEED RATE, INC. | 2 | 0.5% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 2 | 0.5% | 44.7% |
| 39 | TD Bank, National Association 63 out of 100, Moderate | 2 | 0.5% | 35.3% |
| 40 | Gateway First Bank 54 out of 100, Below average | 2 | 0.5% | 5.3% |
Top 40 of 98 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Florida
- Miami-Dade County 82,507 apps
- Broward County 75,647 apps
- Hillsborough County 64,621 apps
- Palm Beach County 63,472 apps
- Orange County 55,029 apps
- Lee County 47,429 apps
- Duval County 46,192 apps
- Polk County 45,313 apps
- Pinellas County 42,029 apps
- Pasco County 39,658 apps
- Brevard County 36,873 apps
- Volusia County 30,743 apps