Georgia · HMDA 2025
Mortgage lenders in Decatur County, GA
133 lenders reported 875 home-loan applications in Decatur County in 2025. 409 closed as loans ($93.3M), 196 were denied — a 30.8% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 20% of applications, led by First Port City Bank. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 875
- Loans originated
- 409
- Purchase / refinance
- 219 / 148
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Decatur County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Port City Bank | 62 | 7.1% | — |
| 2 | 21st Mortgage Corporation | 61 | 7.0% | — |
| 3 | Rocket Mortgage, LLC | 49 | 5.6% | — |
| 4 | AMERICAN PACIFIC MORTGAGE CORPORATION | 45 | 5.1% | — |
| 5 | TOWNE MORTGAGE COMPANY | 37 | 4.2% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 36 | 4.1% | — |
| 7 | DHI MORTGAGE COMPANY, LTD. | 36 | 4.1% | — |
| 8 | First State Bank of Blakely | 25 | 2.9% | — |
| 9 | First National Bank of Decatur County 55 out of 100, Moderate | 24 | 2.7% | 4.0% |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 22 | 2.5% | — |
| 11 | Five Star Credit Union 72 out of 100, Strong | 21 | 2.4% | 27.7% |
| 12 | Mortgage Research Center, LLC | 19 | 2.2% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 18 | 2.1% | — |
| 14 | Regions Bank 64 out of 100, Moderate | 17 | 1.9% | 43.1% |
| 15 | AmeriSave Mortgage Corporation | 16 | 1.8% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 15 | 1.7% | — |
| 17 | ACOPIA, LLC | 15 | 1.7% | — |
| 18 | PLANET HOME LENDING, LLC | 14 | 1.6% | — |
| 19 | Broker Solutions, Inc. | 12 | 1.4% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 11 | 1.3% | 32.9% |
| 21 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.3% | 14.1% |
| 22 | VILLAGE CAPITAL & INVESTMENT LLC | 11 | 1.3% | — |
| 23 | Bank OZK 76 out of 100, Strong | 11 | 1.3% | 37.8% |
| 24 | Loandepot.Com, LLC | 10 | 1.1% | — |
| 25 | UNITED SHORE FINANCIAL SERVICES, LLC | 10 | 1.1% | — |
| 26 | PeoplesSouth Bank 69 out of 100, Moderate | 9 | 1.0% | 5.5% |
| 27 | NEWREZ LLC | 8 | 0.9% | — |
| 28 | SPRING EQ, LLC | 8 | 0.9% | — |
| 29 | ADDITION FINANCIAL | 8 | 0.9% | — |
| 30 | NATIONSTAR MORTGAGE LLC | 8 | 0.9% | — |
| 31 | NEW DAY FINANCIAL, LLC | 8 | 0.9% | — |
| 32 | TRIAD FINANCIAL SERVICES, INC. | 7 | 0.8% | — |
| 33 | Bank of America, National Association 59 out of 100, Moderate | 7 | 0.8% | 44.7% |
| 34 | GEORGIA'S OWN | 7 | 0.8% | — |
| 35 | BPL MORTGAGE TRUST, LLC | 7 | 0.8% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 7 | 0.8% | — |
| 37 | AMERICAN FINANCING CORPORATION | 6 | 0.7% | — |
| 38 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 5 | 0.6% | 22.2% |
| 39 | AMERICAN FINANCIAL NETWORK, INC. | 5 | 0.6% | — |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 5 | 0.6% | — |
Top 40 of 133 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps