Georgia · HMDA 2025
Mortgage lenders in Cherokee County, GA
466 lenders reported 16,444 home-loan applications in Cherokee County in 2025. 8,489 closed as loans ($2.9B), 2,167 were denied — a 19.4% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 16% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 16,444
- Loans originated
- 8,489
- Purchase / refinance
- 3,994 / 2,684
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cherokee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 973 | 5.9% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 891 | 5.4% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 815 | 5.0% | — |
| 4 | CREDIT UNION OF GEORGIA 68 out of 100, Moderate | 538 | 3.3% | 24.6% |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 512 | 3.1% | 14.1% |
| 6 | Truist Bank 63 out of 100, Moderate | 464 | 2.8% | 40.8% |
| 7 | NEWREZ LLC | 404 | 2.5% | — |
| 8 | Bank of America, National Association 59 out of 100, Moderate | 357 | 2.2% | 44.7% |
| 9 | FREEDOM MORTGAGE CORPORATION | 353 | 2.1% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 348 | 2.1% | — |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 311 | 1.9% | 32.9% |
| 12 | Ameris Bank 67 out of 100, Moderate | 302 | 1.8% | 10.5% |
| 13 | NATIONSTAR MORTGAGE LLC | 283 | 1.7% | — |
| 14 | Regions Bank 64 out of 100, Moderate | 273 | 1.7% | 43.1% |
| 15 | SPRING EQ, LLC | 254 | 1.5% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 231 | 1.4% | — |
| 17 | DELTA COMMUNITY CREDIT UNION 81 out of 100, Strong | 220 | 1.3% | 33.7% |
| 18 | FIGURE LENDING LLC | 204 | 1.2% | — |
| 19 | Fairway Independent Mortgage Corporation | 192 | 1.2% | — |
| 20 | TOLL BROTHERS MORTGAGE COMPANY | 191 | 1.2% | — |
| 21 | LGE COMMUNITY CREDIT UNION 71 out of 100, Strong | 183 | 1.1% | 17.5% |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 181 | 1.1% | — |
| 23 | Loandepot.Com, LLC | 173 | 1.1% | — |
| 24 | EVERETT FINANCIAL, INC. | 171 | 1.0% | — |
| 25 | United Community Bank 67 out of 100, Moderate | 169 | 1.0% | 25.4% |
| 26 | Broker Solutions, Inc. | 151 | 0.9% | — |
| 27 | VANDERBILT MORTGAGE AND FINANCE, INC. | 145 | 0.9% | — |
| 28 | GEORGIA'S OWN | 144 | 0.9% | — |
| 29 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 142 | 0.9% | 22.2% |
| 30 | AmeriSave Mortgage Corporation | 142 | 0.9% | — |
| 31 | MOVEMENT MORTGAGE, LLC | 139 | 0.8% | — |
| 32 | Discover Bank | 130 | 0.8% | — |
| 33 | HOMEOWNERS FINANCIAL GROUP USA, LLC | 126 | 0.8% | — |
| 34 | GUARANTEED RATE, INC. | 117 | 0.7% | — |
| 35 | PLANET HOME LENDING, LLC | 117 | 0.7% | — |
| 36 | KIND LENDING, LLC | 117 | 0.7% | — |
| 37 | Mortgage Research Center, LLC | 113 | 0.7% | — |
| 38 | SOFI BANK, NATIONAL ASSOCIATION | 109 | 0.7% | — |
| 39 | 21st Mortgage Corporation | 108 | 0.7% | — |
| 40 | LENNAR MORTGAGE, LLC | 104 | 0.6% | — |
Top 40 of 466 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps
- Columbia County 9,081 apps