HMDA 2025
Mortgage lenders in Georgia
Lenders reported 508,724 home-loan applications for properties in Georgia in 2025; 241,969 became loans and the denial rate on decided applications was 24.9%. The busiest county was Fulton County with 49,328 applications.
Most active lenders across Georgia's counties
- Rocket Mortgage, LLC 30,543 applications
- UNITED SHORE FINANCIAL SERVICES, LLC 23,935 applications
- PENNYMAC LOAN SERVICES, LLC 21,814 applications
- NEWREZ LLC 12,951 applications
- JPMorgan Chase Bank, National Association 12,879 applications
- Truist Bank 12,447 applications
- Navy Federal Credit Union 12,426 applications
- FREEDOM MORTGAGE CORPORATION 11,693 applications
- AMERIHOME MORTGAGE COMPANY, LLC 10,205 applications
- Broker Solutions, Inc. 9,674 applications
- Bank of America, National Association 9,466 applications
- Mortgage Research Center, LLC 9,347 applications
- Ameris Bank 7,884 applications
- Loandepot.Com, LLC 7,330 applications
- 21st Mortgage Corporation 6,406 applications
Counties
| County | Applications | Lenders | Denial rate | Purchase / refi loans |
|---|---|---|---|---|
| Appling County | 529 | 97 | 37.1% | 122 / 70 |
| Atkinson County | 160 | 53 | 47.8% | 30 / 18 |
| Bacon County | 210 | 68 | 35.7% | 49 / 34 |
| Baker County | 45 | 27 | 38.7% | 6 / 4 |
| Baldwin County | 1,212 | 187 | 25.6% | 307 / 204 |
| Banks County | 1,048 | 180 | 26.5% | 282 / 147 |
| Barrow County | 6,267 | 311 | 21.7% | 1,806 / 820 |
| Bartow County | 6,300 | 311 | 19.7% | 1,835 / 907 |
| Ben Hill County | 427 | 94 | 35.7% | 83 / 73 |
| Berrien County | 763 | 113 | 34.3% | 188 / 109 |
| Bibb County | 5,997 | 343 | 25.2% | 1,584 / 859 |
| Bleckley County | 414 | 103 | 27.7% | 106 / 65 |
| Brantley County | 663 | 115 | 29.2% | 187 / 100 |
| Brooks County | 454 | 99 | 32.4% | 103 / 79 |
| Bryan County | 3,399 | 259 | 17.9% | 1,013 / 510 |
| Bulloch County | 2,935 | 258 | 22.4% | 784 / 486 |
| Burke County | 741 | 115 | 34.6% | 178 / 97 |
| Butts County | 1,292 | 188 | 24.5% | 296 / 205 |
| Calhoun County | 105 | 42 | 34.8% | 17 / 23 |
| Camden County | 3,790 | 246 | 19.6% | 1,122 / 579 |
| Candler County | 321 | 94 | 32.0% | 101 / 29 |
| Carroll County | 6,325 | 306 | 23.2% | 1,678 / 842 |
| Catoosa County | 3,656 | 259 | 23.2% | 909 / 582 |
| Charlton County | 453 | 86 | 36.6% | 111 / 45 |
| Chatham County | 14,732 | 464 | 22.9% | 4,130 / 2,135 |
| Chattahoochee County | 84 | 41 | 29.8% | 22 / 9 |
| Chattooga County | 907 | 143 | 34.8% | 172 / 136 |
| Cherokee County | 16,444 | 466 | 19.4% | 3,994 / 2,684 |
| Clarke County | 3,552 | 299 | 20.7% | 984 / 561 |
| Clay County | 82 | 41 | 20.3% | 12 / 26 |
| Clayton County | 11,733 | 389 | 34.5% | 2,526 / 1,643 |
| Clinch County | 189 | 50 | 32.7% | 46 / 35 |
| Cobb County | 35,482 | 597 | 22.4% | 8,794 / 5,189 |
| Coffee County | 975 | 113 | 36.4% | 225 / 135 |
| Colquitt County | 1,175 | 152 | 32.6% | 268 / 200 |
| Columbia County | 9,081 | 326 | 18.4% | 2,569 / 1,314 |
| Cook County | 689 | 118 | 37.6% | 148 / 102 |
| Coweta County | 8,346 | 371 | 21.0% | 2,186 / 1,213 |
| Crawford County | 449 | 92 | 27.1% | 95 / 69 |
| Crisp County | 477 | 108 | 30.3% | 106 / 71 |
| Dade County | 743 | 138 | 19.4% | 172 / 178 |
| Dawson County | 2,502 | 251 | 16.9% | 773 / 409 |
| Decatur County | 875 | 133 | 30.8% | 219 / 148 |
| DeKalb County | 32,023 | 573 | 27.3% | 7,951 / 4,212 |
| Dodge County | 508 | 93 | 36.3% | 96 / 97 |
| Dooly County | 217 | 74 | 38.0% | 51 / 31 |
| Dougherty County | 2,357 | 208 | 29.3% | 519 / 439 |
| Douglas County | 8,185 | 358 | 31.0% | 1,845 / 1,077 |
| Early County | 298 | 76 | 27.0% | 54 / 93 |
| Echols County | 72 | 30 | 33.3% | 16 / 8 |
| Effingham County | 4,347 | 278 | 21.8% | 1,166 / 703 |
| Elbert County | 737 | 131 | 32.0% | 159 / 102 |
| Emanuel County | 503 | 103 | 39.7% | 108 / 48 |
| Evans County | 307 | 73 | 28.0% | 61 / 71 |
| Fannin County | 1,977 | 250 | 20.5% | 576 / 303 |
| Fayette County | 6,655 | 372 | 26.9% | 1,458 / 1,005 |
| Floyd County | 4,085 | 283 | 24.5% | 1,173 / 552 |
| Forsyth County | 15,824 | 436 | 19.9% | 3,613 / 2,832 |
| Franklin County | 1,095 | 175 | 28.1% | 268 / 158 |
| Fulton County | 49,328 | 656 | 26.3% | 12,446 / 6,312 |
| Gilmer County | 2,173 | 267 | 21.8% | 583 / 356 |
| Glascock County | 100 | 38 | 25.0% | 21 / 18 |
| Glynn County | 3,858 | 305 | 20.4% | 1,166 / 671 |
| Gordon County | 2,918 | 243 | 24.4% | 761 / 442 |
| Grady County | 721 | 138 | 36.7% | 158 / 97 |
| Greene County | 1,197 | 216 | 18.5% | 356 / 182 |
| Gwinnett County | 42,155 | 596 | 26.7% | 10,579 / 5,767 |
| Habersham County | 2,301 | 218 | 22.3% | 588 / 335 |
| Hall County | 9,711 | 385 | 22.3% | 2,647 / 1,396 |
| Hancock County | 273 | 99 | 34.8% | 60 / 30 |
| Haralson County | 1,727 | 205 | 25.4% | 442 / 230 |
| Harris County | 2,025 | 192 | 21.9% | 458 / 344 |
| Hart County | 1,209 | 182 | 25.9% | 309 / 180 |
| Heard County | 616 | 132 | 26.8% | 136 / 99 |
| Henry County | 15,743 | 430 | 30.2% | 3,798 / 2,011 |
| Houston County | 9,273 | 341 | 19.4% | 2,633 / 1,370 |
| Irwin County | 248 | 69 | 43.8% | 45 / 33 |
| Jackson County | 6,326 | 319 | 19.2% | 1,853 / 812 |
| Jasper County | 1,000 | 152 | 19.8% | 278 / 188 |
| Jeff Davis County | 360 | 82 | 31.0% | 85 / 54 |
| Jefferson County | 410 | 86 | 37.2% | 91 / 65 |
| Jenkins County | 236 | 63 | 41.2% | 53 / 27 |
| Johnson County | 206 | 66 | 36.0% | 38 / 33 |
| Jones County | 1,272 | 165 | 30.4% | 296 / 168 |
| Lamar County | 1,077 | 166 | 23.3% | 279 / 187 |
| Lanier County | 569 | 95 | 23.2% | 153 / 124 |
| Laurens County | 1,711 | 183 | 32.3% | 414 / 236 |
| Lee County | 1,669 | 158 | 18.8% | 419 / 345 |
| Liberty County | 4,384 | 263 | 22.8% | 1,188 / 766 |
| Lincoln County | 345 | 94 | 21.8% | 85 / 69 |
| Long County | 1,842 | 145 | 16.8% | 598 / 336 |
| Lowndes County | 5,385 | 272 | 21.9% | 1,652 / 897 |
| Lumpkin County | 1,842 | 222 | 23.4% | 433 / 314 |
| Macon County | 224 | 74 | 39.9% | 41 / 28 |
| Madison County | 1,501 | 180 | 27.7% | 336 / 237 |
| Marion County | 286 | 76 | 28.1% | 59 / 59 |
| McDuffie County | 776 | 135 | 27.6% | 212 / 103 |
| McIntosh County | 706 | 135 | 20.6% | 219 / 125 |
| Meriwether County | 1,005 | 170 | 25.7% | 241 / 142 |
| Miller County | 201 | 60 | 23.6% | 38 / 61 |
| Mitchell County | 496 | 107 | 46.4% | 96 / 72 |
| Monroe County | 1,495 | 191 | 22.7% | 360 / 273 |
| Montgomery County | 182 | 64 | 28.8% | 44 / 30 |
| Morgan County | 1,041 | 167 | 21.1% | 246 / 186 |
| Murray County | 1,551 | 175 | 30.0% | 410 / 185 |
| Muscogee County | 7,553 | 310 | 22.3% | 1,990 / 1,133 |
| Newton County | 6,559 | 325 | 29.1% | 1,470 / 941 |
| Oconee County | 2,001 | 217 | 16.5% | 512 / 300 |
| Oglethorpe County | 767 | 147 | 24.9% | 160 / 136 |
| Paulding County | 11,046 | 389 | 22.4% | 2,866 / 1,712 |
| Peach County | 1,219 | 167 | 25.5% | 315 / 191 |
| Pickens County | 2,378 | 233 | 22.6% | 583 / 433 |
| Pierce County | 879 | 133 | 22.3% | 259 / 149 |
| Pike County | 1,073 | 163 | 21.9% | 234 / 203 |
| Polk County | 1,831 | 204 | 26.2% | 417 / 282 |
| Pulaski County | 422 | 90 | 30.7% | 117 / 57 |
| Putnam County | 1,275 | 192 | 23.0% | 395 / 172 |
| Quitman County | 119 | 51 | 45.1% | 25 / 12 |
| Rabun County | 821 | 161 | 22.3% | 202 / 141 |
| Randolph County | 146 | 58 | 47.8% | 23 / 19 |
| Richmond County | 7,922 | 335 | 26.3% | 2,011 / 1,142 |
| Rockdale County | 5,939 | 309 | 33.5% | 1,313 / 801 |
| Schley County | 189 | 53 | 28.3% | 49 / 33 |
| Screven County | 445 | 99 | 39.7% | 82 / 57 |
| Seminole County | 276 | 76 | 23.2% | 71 / 70 |
| Spalding County | 3,462 | 260 | 23.1% | 935 / 482 |
| Stephens County | 1,402 | 206 | 26.9% | 377 / 181 |
| Stewart County | 105 | 45 | 44.9% | 20 / 11 |
| Sumter County | 624 | 121 | 31.7% | 162 / 84 |
| Talbot County | 189 | 62 | 36.9% | 39 / 27 |
| Taliaferro County | 42 | 22 | 50.0% | 7 / 6 |
| Tattnall County | 786 | 125 | 25.7% | 201 / 169 |
| Taylor County | 229 | 70 | 35.9% | 32 / 48 |
| Telfair County | 198 | 58 | 51.7% | 34 / 22 |
| Terrell County | 253 | 73 | 28.0% | 53 / 57 |
| Thomas County | 1,578 | 182 | 28.5% | 443 / 259 |
| Tift County | 1,210 | 150 | 29.4% | 286 / 213 |
| Toombs County | 601 | 117 | 38.6% | 132 / 85 |
| Towns County | 822 | 164 | 25.1% | 176 / 151 |
| Treutlen County | 128 | 46 | 43.7% | 23 / 16 |
| Troup County | 3,238 | 254 | 23.7% | 856 / 439 |
| Turner County | 224 | 71 | 39.4% | 47 / 34 |
| Twiggs County | 251 | 77 | 50.3% | 33 / 32 |
| Union County | 1,525 | 193 | 21.4% | 385 / 279 |
| Upson County | 969 | 150 | 21.0% | 271 / 192 |
| Walker County | 3,509 | 262 | 25.2% | 908 / 541 |
| Walton County | 5,758 | 314 | 22.6% | 1,355 / 963 |
| Ware County | 1,237 | 162 | 33.2% | 285 / 192 |
| Warren County | 150 | 56 | 47.5% | 19 / 21 |
| Washington County | 432 | 89 | 45.5% | 82 / 48 |
| Wayne County | 1,265 | 148 | 26.9% | 347 / 240 |
| Webster County | 71 | 32 | 34.0% | 16 / 11 |
| Wheeler County | 91 | 41 | 35.4% | 27 / 9 |
| White County | 1,668 | 208 | 23.4% | 395 / 253 |
| Whitfield County | 3,581 | 244 | 27.3% | 942 / 506 |
| Wilcox County | 185 | 54 | 49.2% | 29 / 20 |
| Wilkes County | 285 | 88 | 28.1% | 76 / 45 |
| Wilkinson County | 273 | 88 | 30.4% | 79 / 33 |
| Worth County | 636 | 113 | 34.4% | 131 / 88 |