Georgia · HMDA 2025
Mortgage lenders in DeKalb County, GA
573 lenders reported 32,023 home-loan applications in DeKalb County in 2025. 14,507 closed as loans ($5.5B), 5,784 were denied — a 27.3% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 14% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 32,023
- Loans originated
- 14,507
- Purchase / refinance
- 7,951 / 4,212
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in DeKalb County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 1,764 | 5.5% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,457 | 4.5% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 1,165 | 3.6% | — |
| 4 | Truist Bank 63 out of 100, Moderate | 1,095 | 3.4% | 40.8% |
| 5 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,044 | 3.3% | 14.1% |
| 6 | NEWREZ LLC | 1,035 | 3.2% | — |
| 7 | Bank of America, National Association 59 out of 100, Moderate | 877 | 2.7% | 44.7% |
| 8 | Ameris Bank 67 out of 100, Moderate | 838 | 2.6% | 10.5% |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 828 | 2.6% | 32.9% |
| 10 | FREEDOM MORTGAGE CORPORATION | 538 | 1.7% | — |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 536 | 1.7% | — |
| 12 | GEORGIA UNITED | 521 | 1.6% | — |
| 13 | Broker Solutions, Inc. | 516 | 1.6% | — |
| 14 | DELTA COMMUNITY CREDIT UNION 81 out of 100, Strong | 487 | 1.5% | 33.7% |
| 15 | BoxCar Mortgage, LLC | 444 | 1.4% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 374 | 1.2% | — |
| 17 | EVERETT FINANCIAL, INC. | 374 | 1.2% | — |
| 18 | Loandepot.Com, LLC | 361 | 1.1% | — |
| 19 | AmeriSave Mortgage Corporation | 359 | 1.1% | — |
| 20 | AMERICAN FINANCING CORPORATION | 343 | 1.1% | — |
| 21 | GEORGIA'S OWN | 338 | 1.1% | — |
| 22 | Mortgage Research Center, LLC | 333 | 1.0% | — |
| 23 | CROSSCOUNTRY MORTGAGE, INC. | 325 | 1.0% | — |
| 24 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 322 | 1.0% | 22.2% |
| 25 | Fairway Independent Mortgage Corporation | 317 | 1.0% | — |
| 26 | SPRING EQ, LLC | 311 | 1.0% | — |
| 27 | FIGURE LENDING LLC | 293 | 0.9% | — |
| 28 | GUARANTEED RATE, INC. | 273 | 0.9% | — |
| 29 | Kiavi Funding, Inc. | 265 | 0.8% | — |
| 30 | Regions Bank 64 out of 100, Moderate | 243 | 0.8% | 43.1% |
| 31 | PLANET HOME LENDING, LLC | 234 | 0.7% | — |
| 32 | PNC Bank, National Association 62 out of 100, Moderate | 233 | 0.7% | 33.8% |
| 33 | LAKEVIEW LOAN SERVICING, LLC | 221 | 0.7% | — |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 214 | 0.7% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 212 | 0.7% | — |
| 36 | Fifth Third Bank, National Association 62 out of 100, Moderate | 212 | 0.7% | 34.0% |
| 37 | Discover Bank | 211 | 0.7% | — |
| 38 | GUILD MORTGAGE COMPANY | 206 | 0.6% | — |
| 39 | DHI MORTGAGE COMPANY, LTD. | 199 | 0.6% | — |
| 40 | Associated Credit Union 77 out of 100, Strong | 197 | 0.6% | 22.1% |
Top 40 of 573 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps
- Columbia County 9,081 apps