Georgia · HMDA 2025
Mortgage lenders in Gwinnett County, GA
596 lenders reported 42,155 home-loan applications in Gwinnett County in 2025. 19,526 closed as loans ($7.0B), 7,526 were denied — a 26.7% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 17% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 42,155
- Loans originated
- 19,526
- Purchase / refinance
- 10,579 / 5,767
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Gwinnett County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 2,690 | 6.4% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 2,563 | 6.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 1,731 | 4.1% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,429 | 3.4% | 14.1% |
| 5 | Truist Bank 63 out of 100, Moderate | 1,162 | 2.8% | 40.8% |
| 6 | NEWREZ LLC | 1,157 | 2.7% | — |
| 7 | Bank of America, National Association 59 out of 100, Moderate | 1,127 | 2.7% | 44.7% |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 1,061 | 2.5% | 32.9% |
| 9 | FREEDOM MORTGAGE CORPORATION | 992 | 2.4% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 831 | 2.0% | — |
| 11 | Ameris Bank 67 out of 100, Moderate | 779 | 1.8% | 10.5% |
| 12 | Loandepot.Com, LLC | 729 | 1.7% | — |
| 13 | Broker Solutions, Inc. | 694 | 1.6% | — |
| 14 | DELTA COMMUNITY CREDIT UNION 81 out of 100, Strong | 573 | 1.4% | 33.7% |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 565 | 1.3% | — |
| 16 | NATIONSTAR MORTGAGE LLC | 564 | 1.3% | — |
| 17 | GEORGIA'S OWN | 525 | 1.2% | — |
| 18 | FIGURE LENDING LLC | 514 | 1.2% | — |
| 19 | SPRING EQ, LLC | 512 | 1.2% | — |
| 20 | LAKEVIEW LOAN SERVICING, LLC | 433 | 1.0% | — |
| 21 | Discover Bank | 414 | 1.0% | — |
| 22 | PNC Bank, National Association 62 out of 100, Moderate | 405 | 1.0% | 33.8% |
| 23 | AmeriSave Mortgage Corporation | 402 | 1.0% | — |
| 24 | First Option Mortgage, LLC | 384 | 0.9% | — |
| 25 | EVERETT FINANCIAL, INC. | 381 | 0.9% | — |
| 26 | Regions Bank 64 out of 100, Moderate | 375 | 0.9% | 43.1% |
| 27 | AMWEST FUNDING CORP. | 362 | 0.9% | — |
| 28 | Associated Credit Union 77 out of 100, Strong | 355 | 0.8% | 22.1% |
| 29 | Mortgage Research Center, LLC | 349 | 0.8% | — |
| 30 | GEORGIA UNITED | 344 | 0.8% | — |
| 31 | DHI MORTGAGE COMPANY, LTD. | 343 | 0.8% | — |
| 32 | GUARANTEED RATE, INC. | 340 | 0.8% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 338 | 0.8% | 3.0% |
| 34 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 325 | 0.8% | 22.2% |
| 35 | Fifth Third Bank, National Association 62 out of 100, Moderate | 310 | 0.7% | 34.0% |
| 36 | Fairway Independent Mortgage Corporation | 303 | 0.7% | — |
| 37 | CARRINGTON MORTGAGE SERVICES, LLC | 285 | 0.7% | — |
| 38 | AMERICAN FINANCING CORPORATION | 281 | 0.7% | — |
| 39 | THE LOAN STORE, INC. | 280 | 0.7% | — |
| 40 | SOFI BANK, NATIONAL ASSOCIATION | 274 | 0.6% | — |
Top 40 of 596 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps
- Columbia County 9,081 apps