Georgia · HMDA 2025
Mortgage lenders in Cobb County, GA
597 lenders reported 35,482 home-loan applications in Cobb County in 2025. 17,372 closed as loans ($6.9B), 5,290 were denied — a 22.4% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 15% of applications, led by Rocket Mortgage, LLC. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 35,482
- Loans originated
- 17,372
- Purchase / refinance
- 8,794 / 5,189
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Cobb County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 2,212 | 6.2% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 1,765 | 5.0% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 1,493 | 4.2% | — |
| 4 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1,296 | 3.7% | 14.1% |
| 5 | Truist Bank 63 out of 100, Moderate | 1,101 | 3.1% | 40.8% |
| 6 | Bank of America, National Association 59 out of 100, Moderate | 1,008 | 2.8% | 44.7% |
| 7 | NEWREZ LLC | 955 | 2.7% | — |
| 8 | Navy Federal Credit Union 66 out of 100, Moderate | 925 | 2.6% | 32.9% |
| 9 | Ameris Bank 67 out of 100, Moderate | 816 | 2.3% | 10.5% |
| 10 | FREEDOM MORTGAGE CORPORATION | 679 | 1.9% | — |
| 11 | DELTA COMMUNITY CREDIT UNION 81 out of 100, Strong | 678 | 1.9% | 33.7% |
| 12 | AMERIHOME MORTGAGE COMPANY, LLC | 657 | 1.9% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 543 | 1.5% | — |
| 14 | Loandepot.Com, LLC | 467 | 1.3% | — |
| 15 | SPRING EQ, LLC | 444 | 1.3% | — |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 432 | 1.2% | — |
| 17 | EVERETT FINANCIAL, INC. | 430 | 1.2% | — |
| 18 | CREDIT UNION OF GEORGIA 68 out of 100, Moderate | 428 | 1.2% | 24.6% |
| 19 | Regions Bank 64 out of 100, Moderate | 408 | 1.1% | 43.1% |
| 20 | GEORGIA'S OWN | 389 | 1.1% | — |
| 21 | FIGURE LENDING LLC | 385 | 1.1% | — |
| 22 | Broker Solutions, Inc. | 380 | 1.1% | — |
| 23 | LGE COMMUNITY CREDIT UNION 71 out of 100, Strong | 380 | 1.1% | 17.5% |
| 24 | GUARANTEED RATE, INC. | 337 | 0.9% | — |
| 25 | Fairway Independent Mortgage Corporation | 331 | 0.9% | — |
| 26 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 329 | 0.9% | 22.2% |
| 27 | PNC Bank, National Association 62 out of 100, Moderate | 311 | 0.9% | 33.8% |
| 28 | AmeriSave Mortgage Corporation | 310 | 0.9% | — |
| 29 | Mortgage Research Center, LLC | 307 | 0.9% | — |
| 30 | LAKEVIEW LOAN SERVICING, LLC | 293 | 0.8% | — |
| 31 | Fifth Third Bank, National Association 62 out of 100, Moderate | 282 | 0.8% | 34.0% |
| 32 | Discover Bank | 265 | 0.7% | — |
| 33 | MOVEMENT MORTGAGE, LLC | 256 | 0.7% | — |
| 34 | BETTER MORTGAGE CORPORATION | 244 | 0.7% | — |
| 35 | SOFI BANK, NATIONAL ASSOCIATION | 241 | 0.7% | — |
| 36 | KIND LENDING, LLC | 239 | 0.7% | — |
| 37 | BANKSOUTH MORTGAGE COMPANY, LLC | 237 | 0.7% | — |
| 38 | PLANET HOME LENDING, LLC | 230 | 0.6% | — |
| 39 | Coastal Community Bank 35 out of 100, Low | 227 | 0.6% | 3.0% |
| 40 | VANDERBILT MORTGAGE AND FINANCE, INC. | 220 | 0.6% | — |
Top 40 of 597 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps
- Columbia County 9,081 apps