Georgia · HMDA 2025
Mortgage lenders in Chatham County, GA
464 lenders reported 14,732 home-loan applications in Chatham County in 2025. 7,306 closed as loans ($2.7B), 2,288 were denied — a 22.9% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 14,732
- Loans originated
- 7,306
- Purchase / refinance
- 4,130 / 2,135
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Chatham County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 854 | 5.8% | — |
| 2 | Rocket Mortgage, LLC | 746 | 5.1% | — |
| 3 | Broker Solutions, Inc. | 708 | 4.8% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 653 | 4.4% | — |
| 5 | Navy Federal Credit Union 66 out of 100, Moderate | 462 | 3.1% | 32.9% |
| 6 | Truist Bank 63 out of 100, Moderate | 438 | 3.0% | 40.8% |
| 7 | Mortgage Research Center, LLC | 422 | 2.9% | — |
| 8 | DHI MORTGAGE COMPANY, LTD. | 417 | 2.8% | — |
| 9 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 405 | 2.7% | 14.1% |
| 10 | Bank of America, National Association 59 out of 100, Moderate | 383 | 2.6% | 44.7% |
| 11 | AMERIHOME MORTGAGE COMPANY, LLC | 366 | 2.5% | — |
| 12 | NEWREZ LLC | 350 | 2.4% | — |
| 13 | FREEDOM MORTGAGE CORPORATION | 310 | 2.1% | — |
| 14 | LENNAR MORTGAGE, LLC | 266 | 1.8% | — |
| 15 | GUILD MORTGAGE COMPANY | 239 | 1.6% | — |
| 16 | SouthState Bank, National Association 68 out of 100, Moderate | 212 | 1.4% | 23.3% |
| 17 | MOVEMENT MORTGAGE, LLC | 209 | 1.4% | — |
| 18 | Ameris Bank 67 out of 100, Moderate | 189 | 1.3% | 10.5% |
| 19 | NATIONSTAR MORTGAGE LLC | 168 | 1.1% | — |
| 20 | AmeriSave Mortgage Corporation | 166 | 1.1% | — |
| 21 | FIGURE LENDING LLC | 164 | 1.1% | — |
| 22 | FIRST CONTINENTAL MORTGAGE, LTD. | 155 | 1.1% | — |
| 23 | Loandepot.Com, LLC | 150 | 1.0% | — |
| 24 | SPRING EQ, LLC | 136 | 0.9% | — |
| 25 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 134 | 0.9% | 22.2% |
| 26 | VILLAGE CAPITAL & INVESTMENT LLC | 134 | 0.9% | — |
| 27 | Synovus Bank | 121 | 0.8% | — |
| 28 | BANKSOUTH MORTGAGE COMPANY, LLC | 114 | 0.8% | — |
| 29 | PLANET HOME LENDING, LLC | 106 | 0.7% | — |
| 30 | United Community Bank 67 out of 100, Moderate | 106 | 0.7% | 25.4% |
| 31 | LENDINGONE, LLC | 101 | 0.7% | — |
| 32 | Plains Commerce Bank 59 out of 100, Moderate | 96 | 0.7% | 10.0% |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 96 | 0.7% | — |
| 34 | Renasant Bank 64 out of 100, Moderate | 93 | 0.6% | 11.6% |
| 35 | VANDERBILT MORTGAGE AND FINANCE, INC. | 92 | 0.6% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 92 | 0.6% | — |
| 37 | Workmen's Circle Credit Union 90 out of 100, Very strong | 91 | 0.6% | 2.2% |
| 38 | K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 89 | 0.6% | — |
| 39 | BETTER MORTGAGE CORPORATION | 89 | 0.6% | — |
| 40 | Discover Bank | 87 | 0.6% | — |
Top 40 of 464 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps
- Columbia County 9,081 apps