Georgia · HMDA 2025
Mortgage lenders in Houston County, GA
341 lenders reported 9,273 home-loan applications in Houston County in 2025. 4,753 closed as loans ($1.2B), 1,206 were denied — a 19.4% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 20% of applications, led by ROBINS FINANCIAL. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,273
- Loans originated
- 4,753
- Purchase / refinance
- 2,633 / 1,370
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Houston County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ROBINS FINANCIAL | 825 | 8.9% | — |
| 2 | Rocket Mortgage, LLC | 562 | 6.1% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 471 | 5.1% | — |
| 4 | Mortgage Research Center, LLC | 429 | 4.6% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 404 | 4.4% | — |
| 6 | GUILD MORTGAGE COMPANY | 396 | 4.3% | — |
| 7 | Broker Solutions, Inc. | 382 | 4.1% | — |
| 8 | AMERIHOME MORTGAGE COMPANY, LLC | 273 | 2.9% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 263 | 2.8% | — |
| 10 | Navy Federal Credit Union 66 out of 100, Moderate | 246 | 2.7% | 32.9% |
| 11 | Synovus Bank | 229 | 2.5% | — |
| 12 | NEWREZ LLC | 208 | 2.2% | — |
| 13 | PLANET HOME LENDING, LLC | 178 | 1.9% | — |
| 14 | VILLAGE CAPITAL & INVESTMENT LLC | 142 | 1.5% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 141 | 1.5% | 14.1% |
| 16 | CROSSCOUNTRY MORTGAGE, INC. | 121 | 1.3% | — |
| 17 | COLONY BANK 64 out of 100, Moderate | 118 | 1.3% | 4.8% |
| 18 | Truist Bank 63 out of 100, Moderate | 115 | 1.2% | 40.8% |
| 19 | NEW DAY FINANCIAL, LLC | 112 | 1.2% | — |
| 20 | NATIONSTAR MORTGAGE LLC | 103 | 1.1% | — |
| 21 | Bank of America, National Association 59 out of 100, Moderate | 93 | 1.0% | 44.7% |
| 22 | AmeriSave Mortgage Corporation | 92 | 1.0% | — |
| 23 | Loandepot.Com, LLC | 91 | 1.0% | — |
| 24 | LENNAR MORTGAGE, LLC | 85 | 0.9% | — |
| 25 | Fairway Independent Mortgage Corporation | 83 | 0.9% | — |
| 26 | CANOPY MORTGAGE, LLC | 81 | 0.9% | — |
| 27 | GUARANTEED RATE, INC. | 79 | 0.9% | — |
| 28 | SunMark Community Bank | 77 | 0.8% | — |
| 29 | Alcova Mortgage LLC | 72 | 0.8% | — |
| 30 | Cadence Bank | 70 | 0.8% | — |
| 31 | DHI MORTGAGE COMPANY, LTD. | 67 | 0.7% | — |
| 32 | INSPIRE HOME LOANS INC. | 67 | 0.7% | — |
| 33 | USAA Federal Savings Bank 64 out of 100, Moderate | 67 | 0.7% | 37.2% |
| 34 | CARRINGTON MORTGAGE SERVICES, LLC | 65 | 0.7% | — |
| 35 | 21st Mortgage Corporation | 62 | 0.7% | — |
| 36 | PHH Mortgage Corporation | 62 | 0.7% | — |
| 37 | SPRING EQ, LLC | 58 | 0.6% | — |
| 38 | FIGURE LENDING LLC | 58 | 0.6% | — |
| 39 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 56 | 0.6% | 22.2% |
| 40 | MUTUAL OF OMAHA MORTGAGE, INC. | 54 | 0.6% | — |
Top 40 of 341 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Columbia County 9,081 apps