Georgia · HMDA 2025
Mortgage lenders in Clayton County, GA
389 lenders reported 11,733 home-loan applications in Clayton County in 2025. 4,690 closed as loans ($1.6B), 2,661 were denied — a 34.5% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 15% of applications, led by Rocket Mortgage, LLC. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 11,733
- Loans originated
- 4,690
- Purchase / refinance
- 2,526 / 1,643
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Clayton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 730 | 6.2% | — |
| 2 | UNITED SHORE FINANCIAL SERVICES, LLC | 616 | 5.3% | — |
| 3 | Navy Federal Credit Union 66 out of 100, Moderate | 452 | 3.9% | 32.9% |
| 4 | PENNYMAC LOAN SERVICES, LLC | 449 | 3.8% | — |
| 5 | Broker Solutions, Inc. | 434 | 3.7% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 327 | 2.8% | — |
| 7 | NEWREZ LLC | 325 | 2.8% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 300 | 2.6% | 14.1% |
| 9 | GUILD MORTGAGE COMPANY | 277 | 2.4% | — |
| 10 | AMERICAN FINANCING CORPORATION | 261 | 2.2% | — |
| 11 | Bank of America, National Association 59 out of 100, Moderate | 253 | 2.2% | 44.7% |
| 12 | Loandepot.Com, LLC | 238 | 2.0% | — |
| 13 | Truist Bank 63 out of 100, Moderate | 230 | 2.0% | 40.8% |
| 14 | Mortgage Research Center, LLC | 230 | 2.0% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 214 | 1.8% | — |
| 16 | DELTA COMMUNITY CREDIT UNION 81 out of 100, Strong | 178 | 1.5% | 33.7% |
| 17 | AmeriSave Mortgage Corporation | 177 | 1.5% | — |
| 18 | VILLAGE CAPITAL & INVESTMENT LLC | 164 | 1.4% | — |
| 19 | CROSSCOUNTRY MORTGAGE, INC. | 152 | 1.3% | — |
| 20 | EVERETT FINANCIAL, INC. | 140 | 1.2% | — |
| 21 | CARRINGTON MORTGAGE SERVICES, LLC | 134 | 1.1% | — |
| 22 | PLANET HOME LENDING, LLC | 133 | 1.1% | — |
| 23 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 130 | 1.1% | 22.2% |
| 24 | LAKEVIEW LOAN SERVICING, LLC | 125 | 1.1% | — |
| 25 | NATIONSTAR MORTGAGE LLC | 123 | 1.0% | — |
| 26 | Ameris Bank 67 out of 100, Moderate | 116 | 1.0% | 10.5% |
| 27 | Kiavi Funding, Inc. | 114 | 1.0% | — |
| 28 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 107 | 0.9% | — |
| 29 | FIGURE LENDING LLC | 99 | 0.8% | — |
| 30 | NEW DAY FINANCIAL, LLC | 96 | 0.8% | — |
| 31 | GEORGIA'S OWN | 94 | 0.8% | — |
| 32 | Regions Bank 64 out of 100, Moderate | 91 | 0.8% | 43.1% |
| 33 | PNC Bank, National Association 62 out of 100, Moderate | 91 | 0.8% | 33.8% |
| 34 | Equity Prime Mortgage LLC | 91 | 0.8% | — |
| 35 | GUARANTEED RATE, INC. | 90 | 0.8% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 89 | 0.8% | 3.0% |
| 37 | MOVEMENT MORTGAGE, LLC | 87 | 0.7% | — |
| 38 | TRIAD FINANCIAL SERVICES, INC. | 80 | 0.7% | — |
| 39 | Renasant Bank 64 out of 100, Moderate | 73 | 0.6% | 11.6% |
| 40 | Discover Bank | 72 | 0.6% | — |
Top 40 of 389 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps
- Columbia County 9,081 apps