Georgia · HMDA 2025
Mortgage lenders in Columbia County, GA
326 lenders reported 9,081 home-loan applications in Columbia County in 2025. 4,588 closed as loans ($1.4B), 1,096 were denied — a 18.4% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 15% of applications, led by Rocket Mortgage, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 9,081
- Loans originated
- 4,588
- Purchase / refinance
- 2,569 / 1,314
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Columbia County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 480 | 5.3% | — |
| 2 | Navy Federal Credit Union 66 out of 100, Moderate | 456 | 5.0% | 32.9% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 434 | 4.8% | — |
| 4 | Mortgage Research Center, LLC | 402 | 4.4% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 370 | 4.1% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 350 | 3.9% | — |
| 7 | AMERIHOME MORTGAGE COMPANY, LLC | 307 | 3.4% | — |
| 8 | SouthState Bank, National Association 68 out of 100, Moderate | 302 | 3.3% | 23.3% |
| 9 | NEWREZ LLC | 281 | 3.1% | — |
| 10 | GUILD MORTGAGE COMPANY | 277 | 3.1% | — |
| 11 | SRP Federal Credit Union 81 out of 100, Strong | 196 | 2.2% | 16.6% |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 185 | 2.0% | 14.1% |
| 13 | PINNACLE BANK | 184 | 2.0% | — |
| 14 | Regions Bank 64 out of 100, Moderate | 182 | 2.0% | 43.1% |
| 15 | Queensborough National Bank & Trust Company 62 out of 100, Moderate | 181 | 2.0% | 7.8% |
| 16 | MOVEMENT MORTGAGE, LLC | 161 | 1.8% | — |
| 17 | Truist Bank 63 out of 100, Moderate | 152 | 1.7% | 40.8% |
| 18 | Broker Solutions, Inc. | 148 | 1.6% | — |
| 19 | Bank of America, National Association 59 out of 100, Moderate | 144 | 1.6% | 44.7% |
| 20 | DHI MORTGAGE COMPANY, LTD. | 135 | 1.5% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 129 | 1.4% | — |
| 22 | PLANET HOME LENDING, LLC | 126 | 1.4% | — |
| 23 | First Heritage Mortgage, LLC | 119 | 1.3% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 112 | 1.2% | — |
| 25 | Ameris Bank 67 out of 100, Moderate | 106 | 1.2% | 10.5% |
| 26 | COLONY BANK 64 out of 100, Moderate | 96 | 1.1% | 4.8% |
| 27 | NATIONSTAR MORTGAGE LLC | 93 | 1.0% | — |
| 28 | PHH Mortgage Corporation | 92 | 1.0% | — |
| 29 | Citizens Bank, National Association 54 out of 100, Below average | 86 | 0.9% | 32.5% |
| 30 | NEW DAY FINANCIAL, LLC | 82 | 0.9% | — |
| 31 | VANDERBILT MORTGAGE AND FINANCE, INC. | 80 | 0.9% | — |
| 32 | SPRING EQ, LLC | 76 | 0.8% | — |
| 33 | First-Citizens Bank & Trust Company 58 out of 100, Moderate | 76 | 0.8% | 22.5% |
| 34 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 74 | 0.8% | 45.9% |
| 35 | Loandepot.Com, LLC | 73 | 0.8% | — |
| 36 | LAKEVIEW LOAN SERVICING, LLC | 63 | 0.7% | — |
| 37 | AmeriSave Mortgage Corporation | 62 | 0.7% | — |
| 38 | Coastal Community Bank 35 out of 100, Low | 62 | 0.7% | 3.0% |
| 39 | FIGURE LENDING LLC | 59 | 0.6% | — |
| 40 | GEORGIA'S OWN | 58 | 0.6% | — |
Top 40 of 326 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps