Georgia · HMDA 2025
Mortgage lenders in Jones County, GA
165 lenders reported 1,272 home-loan applications in Jones County in 2025. 576 closed as loans ($111.5M), 268 were denied — a 30.4% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 21% of applications, led by ROBINS FINANCIAL. 6 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,272
- Loans originated
- 576
- Purchase / refinance
- 296 / 168
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jones County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | ROBINS FINANCIAL | 129 | 10.1% | — |
| 2 | Rocket Mortgage, LLC | 81 | 6.4% | — |
| 3 | PENNYMAC LOAN SERVICES, LLC | 52 | 4.1% | — |
| 4 | 21st Mortgage Corporation | 48 | 3.8% | — |
| 5 | UNITED SHORE FINANCIAL SERVICES, LLC | 41 | 3.2% | — |
| 6 | Broker Solutions, Inc. | 37 | 2.9% | — |
| 7 | Morris Bank | 33 | 2.6% | — |
| 8 | Mortgage Research Center, LLC | 31 | 2.4% | — |
| 9 | PLANET HOME LENDING, LLC | 31 | 2.4% | — |
| 10 | AMERIHOME MORTGAGE COMPANY, LLC | 30 | 2.4% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 29 | 2.3% | — |
| 12 | Truist Bank 63 out of 100, Moderate | 27 | 2.1% | 40.8% |
| 13 | FREEDOM MORTGAGE CORPORATION | 26 | 2.0% | — |
| 14 | GUILD MORTGAGE COMPANY | 23 | 1.8% | — |
| 15 | NEWREZ LLC | 22 | 1.7% | — |
| 16 | AmeriSave Mortgage Corporation | 22 | 1.7% | — |
| 17 | FIRST COLONY MORTGAGE CORPORATION | 22 | 1.7% | — |
| 18 | NATIONSTAR MORTGAGE LLC | 22 | 1.7% | — |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 21 | 1.7% | 32.9% |
| 20 | Kiavi Funding, Inc. | 19 | 1.5% | — |
| 21 | Cadence Bank | 19 | 1.5% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 16 | 1.3% | 44.7% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 15 | 1.2% | 14.1% |
| 24 | SPRING EQ, LLC | 14 | 1.1% | — |
| 25 | Oconee State Bank 44 out of 100, Below average | 14 | 1.1% | 6.0% |
| 26 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 13 | 1.0% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 12 | 0.9% | — |
| 28 | TAMMAC HOLDINGS CORPORATION | 12 | 0.9% | — |
| 29 | Exchange Bank | 12 | 0.9% | — |
| 30 | NEW DAY FINANCIAL, LLC | 11 | 0.9% | — |
| 31 | KIND LENDING, LLC | 10 | 0.8% | — |
| 32 | FIRST COMMUNITY MORTGAGE, INC. | 10 | 0.8% | — |
| 33 | Loandepot.Com, LLC | 9 | 0.7% | — |
| 34 | COLONY BANK 64 out of 100, Moderate | 9 | 0.7% | 4.8% |
| 35 | FIGURE LENDING LLC | 9 | 0.7% | — |
| 36 | MUTUAL OF OMAHA MORTGAGE, INC. | 9 | 0.7% | — |
| 37 | VILLAGE CAPITAL & INVESTMENT LLC | 9 | 0.7% | — |
| 38 | CANOPY MORTGAGE, LLC | 9 | 0.7% | — |
| 39 | Fairway Independent Mortgage Corporation | 8 | 0.6% | — |
| 40 | GUARANTEED RATE, INC. | 8 | 0.6% | — |
Top 40 of 165 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps