Georgia · HMDA 2025
Mortgage lenders in Upson County, GA
150 lenders reported 969 home-loan applications in Upson County in 2025. 533 closed as loans ($102.6M), 147 were denied — a 21.0% denial rate on decided applications, below the Georgia rate of 24.9%. The three most active lenders handled 28% of applications, led by United Bank. 7 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 969
- Loans originated
- 533
- Purchase / refinance
- 271 / 192
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Upson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | United Bank 89 out of 100, Very strong | 116 | 12.0% | 19.2% |
| 2 | Rocket Mortgage, LLC | 89 | 9.2% | — |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 62 | 6.4% | — |
| 4 | The Peoples Bank of Georgia 71 out of 100, Strong | 54 | 5.6% | 10.2% |
| 5 | Broker Solutions, Inc. | 34 | 3.5% | — |
| 6 | TOP FLITE FINANCIAL, INC. | 32 | 3.3% | — |
| 7 | NEWREZ LLC | 27 | 2.8% | — |
| 8 | Mortgage Research Center, LLC | 27 | 2.8% | — |
| 9 | PENNYMAC LOAN SERVICES, LLC | 25 | 2.6% | — |
| 10 | 21st Mortgage Corporation | 24 | 2.5% | — |
| 11 | PLANET HOME LENDING, LLC | 21 | 2.2% | — |
| 12 | Fairway Independent Mortgage Corporation | 18 | 1.9% | — |
| 13 | Loandepot.Com, LLC | 18 | 1.9% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 18 | 1.9% | — |
| 15 | AMERIHOME MORTGAGE COMPANY, LLC | 16 | 1.7% | — |
| 16 | Navy Federal Credit Union 66 out of 100, Moderate | 13 | 1.3% | 32.9% |
| 17 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 1.3% | — |
| 18 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 1.2% | — |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 11 | 1.1% | 14.1% |
| 20 | Truist Bank 63 out of 100, Moderate | 10 | 1.0% | 40.8% |
| 21 | NATIONSTAR MORTGAGE LLC | 10 | 1.0% | — |
| 22 | FIRST BANK OF PIKE | 9 | 0.9% | — |
| 23 | RADIUS FINANCIAL GROUP INC. | 9 | 0.9% | — |
| 24 | SECURITYNATIONAL MORTGAGE COMPANY | 9 | 0.9% | — |
| 25 | AmeriSave Mortgage Corporation | 8 | 0.8% | — |
| 26 | MUTUAL OF OMAHA MORTGAGE, INC. | 8 | 0.8% | — |
| 27 | GUARANTEED RATE, INC. | 7 | 0.7% | — |
| 28 | Equity Prime Mortgage LLC | 7 | 0.7% | — |
| 29 | Citizens Bank, National Association 54 out of 100, Below average | 6 | 0.6% | 32.5% |
| 30 | AMERICAN FINANCING CORPORATION | 6 | 0.6% | — |
| 31 | ROBINS FINANCIAL | 6 | 0.6% | — |
| 32 | SOUTHEAST MORTGAGE OF GEORGIA, INC. | 6 | 0.6% | — |
| 33 | KIND LENDING, LLC | 6 | 0.6% | — |
| 34 | GUILD MORTGAGE COMPANY | 5 | 0.5% | — |
| 35 | SPRING EQ, LLC | 5 | 0.5% | — |
| 36 | COLONY BANK 64 out of 100, Moderate | 5 | 0.5% | 4.8% |
| 37 | Prosperity Home Mortgage, LLC | 5 | 0.5% | — |
| 38 | Bethpage Federal Credit Union | 5 | 0.5% | — |
| 39 | VAN DYK MORTGAGE CORPORATION | 5 | 0.5% | — |
| 40 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 0.4% | — |
Top 40 of 150 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps