Georgia · HMDA 2025
Mortgage lenders in Webster County, GA
32 lenders reported 71 home-loan applications in Webster County in 2025. 27 closed as loans ($5.6M), 16 were denied — a 34.0% denial rate on decided applications, above the Georgia rate of 24.9%. The three most active lenders handled 45% of applications, led by 21st Mortgage Corporation. 9 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 71
- Loans originated
- 27
- Purchase / refinance
- 16 / 11
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Webster County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 16 | 22.5% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 10 | 14.1% | — |
| 3 | Rocket Mortgage, LLC | 6 | 8.5% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 5.6% | — |
| 5 | Five Star Credit Union 72 out of 100, Strong | 4 | 5.6% | 27.7% |
| 6 | AmeriSave Mortgage Corporation | 2 | 2.8% | — |
| 7 | TRIAD FINANCIAL SERVICES, INC. | 2 | 2.8% | — |
| 8 | NEW DAY FINANCIAL, LLC | 2 | 2.8% | — |
| 9 | Ameris Bank 67 out of 100, Moderate | 2 | 2.8% | 10.5% |
| 10 | CMG MORTGAGE, INC. | 1 | 1.4% | — |
| 11 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 1 | 1.4% | 22.2% |
| 12 | PENNYMAC LOAN SERVICES, LLC | 1 | 1.4% | — |
| 13 | Regions Bank 64 out of 100, Moderate | 1 | 1.4% | 43.1% |
| 14 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 1.4% | — |
| 15 | Mortgage Research Center, LLC | 1 | 1.4% | — |
| 16 | First State Bank 77 out of 100, Strong | 1 | 1.4% | 0.6% |
| 17 | Bank of Dawson 94 out of 100, Very strong | 1 | 1.4% | 10.5% |
| 18 | SOUTHWEST STAGE FUNDING, LLC | 1 | 1.4% | — |
| 19 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 1.4% | — |
| 20 | VYSTAR CREDIT UNION 51 out of 100, Below average | 1 | 1.4% | 48.8% |
| 21 | The Peoples Bank of Georgia 71 out of 100, Strong | 1 | 1.4% | 10.2% |
| 22 | FREEDOM MORTGAGE CORPORATION | 1 | 1.4% | — |
| 23 | PLAZA HOME MORTGAGE, INC. | 1 | 1.4% | — |
| 24 | ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | 1.4% | — |
| 25 | MILEND, INC. | 1 | 1.4% | — |
| 26 | TOWNE MORTGAGE COMPANY | 1 | 1.4% | — |
| 27 | UNION HOME MORTGAGE CORP. | 1 | 1.4% | — |
| 28 | LOWER, LLC | 1 | 1.4% | — |
| 29 | BoxCar Mortgage, LLC | 1 | 1.4% | — |
| 30 | VAN DYK MORTGAGE CORPORATION | 1 | 1.4% | — |
| 31 | First State Bank of Blakely | 1 | 1.4% | — |
| 32 | Georgia Community Bank 78 out of 100, Strong | 1 | 1.4% | 1.3% |
Top 32 of 32 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Georgia
- Fulton County 49,328 apps
- Gwinnett County 42,155 apps
- Cobb County 35,482 apps
- DeKalb County 32,023 apps
- Cherokee County 16,444 apps
- Forsyth County 15,824 apps
- Henry County 15,743 apps
- Chatham County 14,732 apps
- Clayton County 11,733 apps
- Paulding County 11,046 apps
- Hall County 9,711 apps
- Houston County 9,273 apps