Illinois · HMDA 2025
Mortgage lenders in Hamilton County, IL
40 lenders reported 149 home-loan applications in Hamilton County in 2025. 71 closed as loans ($10.8M), 35 were denied — a 31.0% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 44% of applications, led by Peoples National Bank , N.A.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 149
- Loans originated
- 71
- Purchase / refinance
- 47 / 16
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Hamilton County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Peoples National Bank , N.A. 62 out of 100, Moderate | 39 | 26.2% | 13.7% |
| 2 | Rocket Mortgage, LLC | 15 | 10.1% | — |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 11 | 7.4% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 9 | 6.0% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 7 | 4.7% | 39.5% |
| 6 | 21st Mortgage Corporation | 5 | 3.4% | — |
| 7 | Broker Solutions, Inc. | 5 | 3.4% | — |
| 8 | Mortgage Research Center, LLC | 5 | 3.4% | — |
| 9 | FIRSTTRUST HOME LOANS, INC. | 4 | 2.7% | — |
| 10 | FREEDOM MORTGAGE CORPORATION | 4 | 2.7% | — |
| 11 | ROYAL UNITED MORTGAGE LLC | 4 | 2.7% | — |
| 12 | PLANET HOME LENDING, LLC | 3 | 2.0% | — |
| 13 | GUILD MORTGAGE COMPANY | 2 | 1.3% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 2 | 1.3% | — |
| 15 | PNC Bank, National Association 62 out of 100, Moderate | 2 | 1.3% | 33.8% |
| 16 | SOUTHWEST STAGE FUNDING, LLC | 2 | 1.3% | — |
| 17 | First Financial Bank, National Association 68 out of 100, Moderate | 2 | 1.3% | 28.8% |
| 18 | AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | 1.3% | — |
| 19 | GERSHMAN INVESTMENT CORP. | 2 | 1.3% | — |
| 20 | Banterra Bank 66 out of 100, Moderate | 2 | 1.3% | 16.1% |
| 21 | CONSUMER REAL ESTATE FINANCE CO. | 2 | 1.3% | — |
| 22 | Coastal Community Bank 35 out of 100, Low | 2 | 1.3% | 3.0% |
| 23 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.7% | 14.1% |
| 24 | Loandepot.Com, LLC | 1 | 0.7% | — |
| 25 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.7% | — |
| 26 | Discover Bank | 1 | 0.7% | — |
| 27 | SCOTT CREDIT UNION 71 out of 100, Strong | 1 | 0.7% | 23.3% |
| 28 | FIGURE LENDING LLC | 1 | 0.7% | — |
| 29 | CBI Bank & Trust | 1 | 0.7% | — |
| 30 | ZILLOW HOME LOANS, LLC | 1 | 0.7% | — |
| 31 | Farm Credit Mid-America | 1 | 0.7% | — |
| 32 | SUN WEST MORTGAGE COMPANY, INC. | 1 | 0.7% | — |
| 33 | NATIONSTAR MORTGAGE LLC | 1 | 0.7% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 1 | 0.7% | — |
| 35 | Mid-Continent Funding, Inc. | 1 | 0.7% | — |
| 36 | Legence Bank 70 out of 100, Strong | 1 | 0.7% | 19.3% |
| 37 | NEW DAY FINANCIAL, LLC | 1 | 0.7% | — |
| 38 | SIU Credit Union 72 out of 100, Strong | 1 | 0.7% | 11.1% |
| 39 | USAA Federal Savings Bank 64 out of 100, Moderate | 1 | 0.7% | 37.2% |
| 40 | Fifth Third Bank, National Association 62 out of 100, Moderate | 1 | 0.7% | 34.0% |
Top 40 of 40 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps