Illinois · HMDA 2025
Mortgage lenders in Jackson County, IL
145 lenders reported 1,097 home-loan applications in Jackson County in 2025. 500 closed as loans ($95.2M), 198 were denied — a 26.8% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 19% of applications, led by Regions Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,097
- Loans originated
- 500
- Purchase / refinance
- 324 / 105
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jackson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Regions Bank 64 out of 100, Moderate | 87 | 7.9% | 43.1% |
| 2 | SIU Credit Union 72 out of 100, Strong | 62 | 5.7% | 11.1% |
| 3 | PENNYMAC LOAN SERVICES, LLC | 60 | 5.5% | — |
| 4 | GUILD MORTGAGE COMPANY | 60 | 5.5% | — |
| 5 | Rocket Mortgage, LLC | 55 | 5.0% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 40 | 3.6% | 39.5% |
| 7 | Mortgage Research Center, LLC | 39 | 3.6% | — |
| 8 | GERSHMAN INVESTMENT CORP. | 38 | 3.5% | — |
| 9 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 31 | 2.8% | 22.9% |
| 10 | VANDERBILT MORTGAGE AND FINANCE, INC. | 27 | 2.5% | — |
| 11 | Broker Solutions, Inc. | 22 | 2.0% | — |
| 12 | PLANET HOME LENDING, LLC | 22 | 2.0% | — |
| 13 | The First National Bank of Ava 84 out of 100, Strong | 22 | 2.0% | 23.3% |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 20 | 1.8% | — |
| 15 | FIRSTTRUST HOME LOANS, INC. | 20 | 1.8% | — |
| 16 | PREMIER MORTGAGE RESOURCES, L.L.C. | 20 | 1.8% | — |
| 17 | 21st Mortgage Corporation | 18 | 1.6% | — |
| 18 | NEWREZ LLC | 17 | 1.5% | — |
| 19 | FIGURE LENDING LLC | 17 | 1.5% | — |
| 20 | Navy Federal Credit Union 66 out of 100, Moderate | 16 | 1.5% | 32.9% |
| 21 | AmeriSave Mortgage Corporation | 15 | 1.4% | — |
| 22 | Banterra Bank 66 out of 100, Moderate | 15 | 1.4% | 16.1% |
| 23 | COMMUNITY BANC MORTGAGE CORPORATION | 15 | 1.4% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 14 | 1.3% | 14.1% |
| 25 | Wolfe Financial, Inc | 12 | 1.1% | — |
| 26 | FREEDOM MORTGAGE CORPORATION | 12 | 1.1% | — |
| 27 | CROSSCOUNTRY MORTGAGE, INC. | 10 | 0.9% | — |
| 28 | AMERIHOME MORTGAGE COMPANY, LLC | 10 | 0.9% | — |
| 29 | Fifth Third Bank, National Association 62 out of 100, Moderate | 10 | 0.9% | 34.0% |
| 30 | Peoples National Bank , N.A. 62 out of 100, Moderate | 10 | 0.9% | 13.7% |
| 31 | NEW DAY FINANCIAL, LLC | 9 | 0.8% | — |
| 32 | Farmers State Bank of Alto Pass, Ill. | 9 | 0.8% | — |
| 33 | SOFI BANK, NATIONAL ASSOCIATION | 8 | 0.7% | — |
| 34 | LAKEVIEW LOAN SERVICING, LLC | 8 | 0.7% | — |
| 35 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.7% | — |
| 36 | United Community Bank 72 out of 100, Strong | 8 | 0.7% | 10.6% |
| 37 | NATIONSTAR MORTGAGE LLC | 7 | 0.6% | — |
| 38 | ROYAL UNITED MORTGAGE LLC | 7 | 0.6% | — |
| 39 | GUARANTEED RATE, INC. | 6 | 0.5% | — |
| 40 | TRIAD FINANCIAL SERVICES, INC. | 6 | 0.5% | — |
Top 40 of 145 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps