Illinois · HMDA 2025
Mortgage lenders in Jefferson County, IL
117 lenders reported 1,087 home-loan applications in Jefferson County in 2025. 473 closed as loans ($64.8M), 242 were denied — a 32.6% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 26% of applications, led by Zippy Loans, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,087
- Loans originated
- 473
- Purchase / refinance
- 291 / 116
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Jefferson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Zippy Loans, LLC | 106 | 9.8% | — |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 95 | 8.7% | 39.5% |
| 3 | Peoples National Bank , N.A. 62 out of 100, Moderate | 81 | 7.5% | 13.7% |
| 4 | 21st Mortgage Corporation | 77 | 7.1% | — |
| 5 | Fifth Third Bank, National Association 62 out of 100, Moderate | 74 | 6.8% | 34.0% |
| 6 | Rocket Mortgage, LLC | 49 | 4.5% | — |
| 7 | Petefish, Skiles & Co. 75 out of 100, Strong | 34 | 3.1% | 17.9% |
| 8 | PENNYMAC LOAN SERVICES, LLC | 33 | 3.0% | — |
| 9 | ENDEAVOR CAPITAL, LLC. | 29 | 2.7% | — |
| 10 | Broker Solutions, Inc. | 27 | 2.5% | — |
| 11 | PLANET HOME LENDING, LLC | 26 | 2.4% | — |
| 12 | DELMAR FINANCIAL COMPANY | 25 | 2.3% | — |
| 13 | VANDERBILT MORTGAGE AND FINANCE, INC. | 23 | 2.1% | — |
| 14 | AmeriSave Mortgage Corporation | 23 | 2.1% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 22 | 2.0% | — |
| 16 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 20 | 1.8% | 22.9% |
| 17 | Mortgage Research Center, LLC | 18 | 1.7% | — |
| 18 | NEWREZ LLC | 16 | 1.5% | — |
| 19 | FIRSTTRUST HOME LOANS, INC. | 13 | 1.2% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 12 | 1.1% | 14.1% |
| 21 | FLAT BRANCH MORTGAGE, INC. | 12 | 1.1% | — |
| 22 | NATIONSTAR MORTGAGE LLC | 10 | 0.9% | — |
| 23 | LAKEVIEW LOAN SERVICING, LLC | 9 | 0.8% | — |
| 24 | DAS Acquisition Company, LLC | 9 | 0.8% | — |
| 25 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 0.7% | 32.9% |
| 26 | FIGURE LENDING LLC | 8 | 0.7% | — |
| 27 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 8 | 0.7% | — |
| 28 | First Financial Bank, National Association 68 out of 100, Moderate | 8 | 0.7% | 28.8% |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 8 | 0.7% | — |
| 30 | AMERIHOME MORTGAGE COMPANY, LLC | 7 | 0.6% | — |
| 31 | Old National Bank 59 out of 100, Moderate | 7 | 0.6% | 22.1% |
| 32 | Community Partners Savings Bank 63 out of 100, Moderate | 7 | 0.6% | 17.5% |
| 33 | FREEDOM MORTGAGE CORPORATION | 7 | 0.6% | — |
| 34 | FCB Banks 66 out of 100, Moderate | 6 | 0.6% | 9.4% |
| 35 | GERSHMAN INVESTMENT CORP. | 6 | 0.6% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 6 | 0.6% | 3.0% |
| 37 | Loandepot.Com, LLC | 5 | 0.5% | — |
| 38 | PNC Bank, National Association 62 out of 100, Moderate | 5 | 0.5% | 33.8% |
| 39 | PLAZA HOME MORTGAGE, INC. | 5 | 0.5% | — |
| 40 | Regions Bank 64 out of 100, Moderate | 4 | 0.4% | 43.1% |
Top 40 of 117 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps