Illinois · HMDA 2025
Mortgage lenders in Johnson County, IL
87 lenders reported 347 home-loan applications in Johnson County in 2025. 165 closed as loans ($27.2M), 78 were denied — a 30.6% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 18% of applications, led by Rocket Mortgage, LLC. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 347
- Loans originated
- 165
- Purchase / refinance
- 96 / 54
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Johnson County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 25 | 7.2% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 21 | 6.1% | — |
| 3 | Mortgage Research Center, LLC | 17 | 4.9% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 15 | 4.3% | 39.5% |
| 5 | Regions Bank 64 out of 100, Moderate | 14 | 4.0% | 43.1% |
| 6 | FIRSTTRUST HOME LOANS, INC. | 13 | 3.7% | — |
| 7 | GUILD MORTGAGE COMPANY | 12 | 3.5% | — |
| 8 | Banterra Bank 66 out of 100, Moderate | 12 | 3.5% | 16.1% |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 3.2% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 10 | 2.9% | — |
| 11 | Farmers State Bank of Alto Pass, Ill. | 9 | 2.6% | — |
| 12 | 21st Mortgage Corporation | 8 | 2.3% | — |
| 13 | Fifth Third Bank, National Association 62 out of 100, Moderate | 7 | 2.0% | 34.0% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.7% | 14.1% |
| 15 | Loandepot.Com, LLC | 6 | 1.7% | — |
| 16 | PREMIER MORTGAGE RESOURCES, L.L.C. | 6 | 1.7% | — |
| 17 | Equity Prime Mortgage LLC | 6 | 1.7% | — |
| 18 | Peoples National Bank , N.A. 62 out of 100, Moderate | 6 | 1.7% | 13.7% |
| 19 | Navy Federal Credit Union 66 out of 100, Moderate | 5 | 1.4% | 32.9% |
| 20 | NEWREZ LLC | 5 | 1.4% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 5 | 1.4% | — |
| 22 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.4% | — |
| 23 | NATIONSTAR MORTGAGE LLC | 5 | 1.4% | — |
| 24 | LAKEVIEW LOAN SERVICING, LLC | 5 | 1.4% | — |
| 25 | SIU Credit Union 72 out of 100, Strong | 5 | 1.4% | 11.1% |
| 26 | Broker Solutions, Inc. | 4 | 1.2% | — |
| 27 | Bank of America, National Association 59 out of 100, Moderate | 4 | 1.2% | 44.7% |
| 28 | SCOTT CREDIT UNION 71 out of 100, Strong | 4 | 1.2% | 23.3% |
| 29 | FIGURE LENDING LLC | 4 | 1.2% | — |
| 30 | REDWOOD RESIDENTIAL ACQUISITION CORPORATION | 4 | 1.2% | — |
| 31 | GERSHMAN INVESTMENT CORP. | 4 | 1.2% | — |
| 32 | NEW DAY FINANCIAL, LLC | 4 | 1.2% | — |
| 33 | AmeriSave Mortgage Corporation | 3 | 0.9% | — |
| 34 | SPRING EQ, LLC | 3 | 0.9% | — |
| 35 | MEMBER FIRST MORTGAGE, LLC | 3 | 0.9% | — |
| 36 | FREEDOM MORTGAGE CORPORATION | 3 | 0.9% | — |
| 37 | MUTUAL OF OMAHA MORTGAGE, INC. | 3 | 0.9% | — |
| 38 | Coastal Community Bank 35 out of 100, Low | 3 | 0.9% | 3.0% |
| 39 | Citizens Bank, National Association 54 out of 100, Below average | 2 | 0.6% | 32.5% |
| 40 | Discover Bank | 2 | 0.6% | — |
Top 40 of 87 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps