Illinois · HMDA 2025
Mortgage lenders in Moultrie County, IL
80 lenders reported 361 home-loan applications in Moultrie County in 2025. 225 closed as loans ($30.3M), 56 were denied — a 19.6% denial rate on decided applications, below the Illinois rate of 21.5%. The three most active lenders handled 26% of applications, led by Scott State Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 361
- Loans originated
- 225
- Purchase / refinance
- 115 / 57
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Moultrie County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Scott State Bank 86 out of 100, Very strong | 37 | 10.2% | 21.4% |
| 2 | Broker Solutions, Inc. | 30 | 8.3% | — |
| 3 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 27 | 7.5% | 22.9% |
| 4 | Morton Community Bank 72 out of 100, Strong | 25 | 6.9% | 11.4% |
| 5 | Rocket Mortgage, LLC | 23 | 6.4% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 16 | 4.4% | — |
| 7 | Regions Bank 64 out of 100, Moderate | 13 | 3.6% | 43.1% |
| 8 | Petefish, Skiles & Co. 75 out of 100, Strong | 13 | 3.6% | 17.9% |
| 9 | DECATUR EARTHMOVER CREDIT UNION 70 out of 100, Strong | 12 | 3.3% | 17.4% |
| 10 | Mortgage Research Center, LLC | 10 | 2.8% | — |
| 11 | NEWREZ LLC | 7 | 1.9% | — |
| 12 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 6 | 1.7% | 14.1% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.7% | — |
| 14 | TRIAD FINANCIAL SERVICES, INC. | 6 | 1.7% | — |
| 15 | First State Bank and Trust 73 out of 100, Strong | 6 | 1.7% | 5.9% |
| 16 | PLANET HOME LENDING, LLC | 6 | 1.7% | — |
| 17 | COMMUNITY BANC MORTGAGE CORPORATION | 6 | 1.7% | — |
| 18 | Loandepot.Com, LLC | 5 | 1.4% | — |
| 19 | NEW DAY FINANCIAL, LLC | 5 | 1.4% | — |
| 20 | CITIZENS EQUITY FIRST | 5 | 1.4% | — |
| 21 | VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | 1.1% | — |
| 22 | AmeriSave Mortgage Corporation | 4 | 1.1% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 4 | 1.1% | — |
| 24 | First National Bank of Pana | 3 | 0.8% | — |
| 25 | FIGURE LENDING LLC | 3 | 0.8% | — |
| 26 | SOFI BANK, NATIONAL ASSOCIATION | 3 | 0.8% | — |
| 27 | FREEDOM MORTGAGE CORPORATION | 3 | 0.8% | — |
| 28 | Busey Bank 74 out of 100, Strong | 3 | 0.8% | 13.9% |
| 29 | Fairway Independent Mortgage Corporation | 2 | 0.6% | — |
| 30 | Discover Bank | 2 | 0.6% | — |
| 31 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 0.6% | 39.5% |
| 32 | Prairie State Bank and Trust 80 out of 100, Strong | 2 | 0.6% | 3.9% |
| 33 | Paramount Residential Mortgage Group, Inc. | 2 | 0.6% | — |
| 34 | Zippy Loans, LLC | 2 | 0.6% | — |
| 35 | First Financial Bank, National Association 68 out of 100, Moderate | 2 | 0.6% | 28.8% |
| 36 | NUMARK CREDIT UNION 59 out of 100, Moderate | 2 | 0.6% | 23.1% |
| 37 | NATIONSTAR MORTGAGE LLC | 2 | 0.6% | — |
| 38 | FLAT BRANCH MORTGAGE, INC. | 2 | 0.6% | — |
| 39 | CASTLE & COOKE MORTGAGE, LLC | 2 | 0.6% | — |
| 40 | Bank of Hillsboro, National Association | 2 | 0.6% | — |
Top 40 of 80 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps