Illinois · HMDA 2025
Mortgage lenders in Perry County, IL
84 lenders reported 364 home-loan applications in Perry County in 2025. 165 closed as loans ($21.8M), 67 were denied — a 27.5% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 26% of applications, led by Regions Bank. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 364
- Loans originated
- 165
- Purchase / refinance
- 98 / 43
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Perry County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Regions Bank 64 out of 100, Moderate | 43 | 11.8% | 43.1% |
| 2 | Rocket Mortgage, LLC | 30 | 8.2% | — |
| 3 | GUARANTEED RATE, INC. | 23 | 6.3% | — |
| 4 | PENNYMAC LOAN SERVICES, LLC | 14 | 3.8% | — |
| 5 | Mortgage Research Center, LLC | 12 | 3.3% | — |
| 6 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 2.7% | 39.5% |
| 7 | PLANET HOME LENDING, LLC | 9 | 2.5% | — |
| 8 | PREMIER MORTGAGE RESOURCES, L.L.C. | 9 | 2.5% | — |
| 9 | Navy Federal Credit Union 66 out of 100, Moderate | 8 | 2.2% | 32.9% |
| 10 | GUILD MORTGAGE COMPANY | 8 | 2.2% | — |
| 11 | VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | 1.9% | — |
| 12 | FIRSTTRUST HOME LOANS, INC. | 7 | 1.9% | — |
| 13 | NATIONSTAR MORTGAGE LLC | 7 | 1.9% | — |
| 14 | The Farmers and Merchants National Bank of Nashville 78 out of 100, Strong | 7 | 1.9% | 7.7% |
| 15 | COMMUNITY BANC MORTGAGE CORPORATION | 7 | 1.9% | — |
| 16 | Broker Solutions, Inc. | 6 | 1.6% | — |
| 17 | Banterra Bank 66 out of 100, Moderate | 6 | 1.6% | 16.1% |
| 18 | SIU Credit Union 72 out of 100, Strong | 6 | 1.6% | 11.1% |
| 19 | NEWREZ LLC | 5 | 1.4% | — |
| 20 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 1.4% | 14.1% |
| 21 | Discover Bank | 5 | 1.4% | — |
| 22 | AmeriSave Mortgage Corporation | 5 | 1.4% | — |
| 23 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 1.4% | — |
| 24 | 21st Mortgage Corporation | 4 | 1.1% | — |
| 25 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 1.1% | — |
| 26 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 1.1% | — |
| 27 | ENDEAVOR CAPITAL, LLC. | 4 | 1.1% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 4 | 1.1% | — |
| 29 | GERSHMAN INVESTMENT CORP. | 4 | 1.1% | — |
| 30 | MUTUAL OF OMAHA MORTGAGE, INC. | 4 | 1.1% | — |
| 31 | ALLIANT CREDIT UNION 60 out of 100, Moderate | 4 | 1.1% | 34.0% |
| 32 | PHH Mortgage Corporation | 4 | 1.1% | — |
| 33 | Fifth Third Bank, National Association 62 out of 100, Moderate | 4 | 1.1% | 34.0% |
| 34 | Peoples National Bank , N.A. 62 out of 100, Moderate | 4 | 1.1% | 13.7% |
| 35 | Loandepot.Com, LLC | 3 | 0.8% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 3 | 0.8% | — |
| 37 | FIGURE LENDING LLC | 3 | 0.8% | — |
| 38 | MEMBER FIRST MORTGAGE, LLC | 3 | 0.8% | — |
| 39 | Buena Vista National Bank 77 out of 100, Strong | 3 | 0.8% | 4.3% |
| 40 | FLAT BRANCH MORTGAGE, INC. | 3 | 0.8% | — |
Top 40 of 84 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps