Illinois · HMDA 2025
Mortgage lenders in Pope County, IL
49 lenders reported 106 home-loan applications in Pope County in 2025. 67 closed as loans ($10.1M), 21 were denied — a 23.9% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 22% of applications, led by 21st Mortgage Corporation. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 106
- Loans originated
- 67
- Purchase / refinance
- 45 / 16
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pope County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 10 | 9.4% | — |
| 2 | Banterra Bank 66 out of 100, Moderate | 7 | 6.6% | 16.1% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | 5.7% | — |
| 4 | Rocket Mortgage, LLC | 6 | 5.7% | — |
| 5 | Regions Bank 64 out of 100, Moderate | 5 | 4.7% | 43.1% |
| 6 | Mortgage Research Center, LLC | 5 | 4.7% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 4 | 3.8% | — |
| 8 | GERSHMAN INVESTMENT CORP. | 4 | 3.8% | — |
| 9 | SOUTHWEST STAGE FUNDING, LLC | 3 | 2.8% | — |
| 10 | PREMIER MORTGAGE RESOURCES, L.L.C. | 3 | 2.8% | — |
| 11 | Farmers State Bank of Alto Pass, Ill. | 3 | 2.8% | — |
| 12 | NEWREZ LLC | 2 | 1.9% | — |
| 13 | Loandepot.Com, LLC | 2 | 1.9% | — |
| 14 | AmeriSave Mortgage Corporation | 2 | 1.9% | — |
| 15 | GUILD MORTGAGE COMPANY | 2 | 1.9% | — |
| 16 | U.S. Bank National Association 55 out of 100, Moderate | 2 | 1.9% | 39.5% |
| 17 | FIRSTTRUST HOME LOANS, INC. | 2 | 1.9% | — |
| 18 | Farm Credit Mid-America | 2 | 1.9% | — |
| 19 | Equity Prime Mortgage LLC | 2 | 1.9% | — |
| 20 | BETTER MORTGAGE CORPORATION | 2 | 1.9% | — |
| 21 | Fifth Third Bank, National Association 62 out of 100, Moderate | 2 | 1.9% | 34.0% |
| 22 | COMMUNITY BANC MORTGAGE CORPORATION | 2 | 1.9% | — |
| 23 | Peoples National Bank , N.A. 62 out of 100, Moderate | 2 | 1.9% | 13.7% |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.9% | 32.9% |
| 25 | Broker Solutions, Inc. | 1 | 0.9% | — |
| 26 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.9% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.9% | — |
| 28 | Germantown Trust & Savings Bank 87 out of 100, Very strong | 1 | 0.9% | 4.7% |
| 29 | SCOTT CREDIT UNION 71 out of 100, Strong | 1 | 0.9% | 23.3% |
| 30 | Nations Lending Corporation | 1 | 0.9% | — |
| 31 | First National Bank of Waterloo 60 out of 100, Moderate | 1 | 0.9% | 2.7% |
| 32 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 0.9% | — |
| 33 | CONSUMERS COOPERATIVE CREDIT UNION | 1 | 0.9% | — |
| 34 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.9% | — |
| 35 | CHURCHILL MORTGAGE CORPORATION | 1 | 0.9% | — |
| 36 | Grundy Bank 85 out of 100, Very strong | 1 | 0.9% | 1.5% |
| 37 | RUOFF MORTGAGE COMPANY, INC. | 1 | 0.9% | — |
| 38 | NATIONSTAR MORTGAGE LLC | 1 | 0.9% | — |
| 39 | FREEDOM MORTGAGE CORPORATION | 1 | 0.9% | — |
| 40 | FLAT BRANCH MORTGAGE, INC. | 1 | 0.9% | — |
Top 40 of 49 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps