Illinois · HMDA 2025
Mortgage lenders in Pulaski County, IL
42 lenders reported 98 home-loan applications in Pulaski County in 2025. 27 closed as loans ($3.5M), 34 were denied — a 54.0% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 46% of applications, led by 21st Mortgage Corporation. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 98
- Loans originated
- 27
- Purchase / refinance
- 21 / 2
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Pulaski County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | 21st Mortgage Corporation | 22 | 22.4% | — |
| 2 | VANDERBILT MORTGAGE AND FINANCE, INC. | 17 | 17.3% | — |
| 3 | Rocket Mortgage, LLC | 6 | 6.1% | — |
| 4 | NEWREZ LLC | 5 | 5.1% | — |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 3 | 3.1% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 3 | 3.1% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 2 | 2.0% | — |
| 8 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 2.0% | — |
| 9 | Mortgage Research Center, LLC | 2 | 2.0% | — |
| 10 | Flanagan State Bank 67 out of 100, Moderate | 2 | 2.0% | 14.2% |
| 11 | Banterra Bank 66 out of 100, Moderate | 2 | 2.0% | 16.1% |
| 12 | Legence Bank 70 out of 100, Strong | 2 | 2.0% | 19.3% |
| 13 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 1.0% | 32.9% |
| 14 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 1.0% | 14.1% |
| 15 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 1.0% | 32.5% |
| 16 | MOVEMENT MORTGAGE, LLC | 1 | 1.0% | — |
| 17 | Loandepot.Com, LLC | 1 | 1.0% | — |
| 18 | Broker Solutions, Inc. | 1 | 1.0% | — |
| 19 | Discover Bank | 1 | 1.0% | — |
| 20 | Regions Bank 64 out of 100, Moderate | 1 | 1.0% | 43.1% |
| 21 | AmeriSave Mortgage Corporation | 1 | 1.0% | — |
| 22 | Bank of America, National Association 59 out of 100, Moderate | 1 | 1.0% | 44.7% |
| 23 | SPRING EQ, LLC | 1 | 1.0% | — |
| 24 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 1.0% | 39.5% |
| 25 | FIRSTTRUST HOME LOANS, INC. | 1 | 1.0% | — |
| 26 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 1.0% | — |
| 27 | BMO Bank National Association 83 out of 100, Strong | 1 | 1.0% | 40.5% |
| 28 | FAIR WAY LENDING LLC | 1 | 1.0% | — |
| 29 | FIGURE LENDING LLC | 1 | 1.0% | — |
| 30 | SOUTHWEST STAGE FUNDING, LLC | 1 | 1.0% | — |
| 31 | Loansteady LLC | 1 | 1.0% | — |
| 32 | Liberty | 1 | 1.0% | — |
| 33 | Farm Credit Mid-America | 1 | 1.0% | — |
| 34 | PREMIER MORTGAGE RESOURCES, L.L.C. | 1 | 1.0% | — |
| 35 | NATIONSTAR MORTGAGE LLC | 1 | 1.0% | — |
| 36 | FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | 1 | 1.0% | — |
| 37 | GERSHMAN INVESTMENT CORP. | 1 | 1.0% | — |
| 38 | Bank Iowa 54 out of 100, Below average | 1 | 1.0% | 10.7% |
| 39 | WEST GATE BANK 72 out of 100, Strong | 1 | 1.0% | 4.8% |
| 40 | CARRINGTON MORTGAGE SERVICES, LLC | 1 | 1.0% | — |
Top 40 of 42 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps