Illinois · HMDA 2025
Mortgage lenders in Richland County, IL
63 lenders reported 196 home-loan applications in Richland County in 2025. 94 closed as loans ($12.9M), 42 were denied — a 29.2% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 31% of applications, led by Rocket Mortgage, LLC. 14 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 196
- Loans originated
- 94
- Purchase / refinance
- 59 / 24
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Richland County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 24 | 12.2% | — |
| 2 | First Financial Bank, National Association 68 out of 100, Moderate | 21 | 10.7% | 28.8% |
| 3 | RUOFF MORTGAGE COMPANY, INC. | 16 | 8.2% | — |
| 4 | Mortgage Research Center, LLC | 14 | 7.1% | — |
| 5 | Broker Solutions, Inc. | 12 | 6.1% | — |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 8 | 4.1% | — |
| 7 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 3.6% | 32.9% |
| 8 | The Peoples State Bank of Newton, Illinois 81 out of 100, Strong | 5 | 2.6% | 7.3% |
| 9 | AmeriSave Mortgage Corporation | 4 | 2.0% | — |
| 10 | 21st Mortgage Corporation | 3 | 1.5% | — |
| 11 | PENNYMAC LOAN SERVICES, LLC | 3 | 1.5% | — |
| 12 | Regions Bank 64 out of 100, Moderate | 3 | 1.5% | 43.1% |
| 13 | PLANET HOME LENDING, LLC | 3 | 1.5% | — |
| 14 | Liberty | 3 | 1.5% | — |
| 15 | NATIONSTAR MORTGAGE LLC | 3 | 1.5% | — |
| 16 | FREEDOM MORTGAGE CORPORATION | 3 | 1.5% | — |
| 17 | Fifth Third Bank, National Association 62 out of 100, Moderate | 3 | 1.5% | 34.0% |
| 18 | The Huntington National Bank 59 out of 100, Moderate | 2 | 1.0% | 31.6% |
| 19 | GUARANTEED RATE, INC. | 2 | 1.0% | — |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 1.0% | — |
| 21 | SPRING EQ, LLC | 2 | 1.0% | — |
| 22 | Petefish, Skiles & Co. 75 out of 100, Strong | 2 | 1.0% | 17.9% |
| 23 | The Federal Savings Bank 51 out of 100, Below average | 2 | 1.0% | 19.1% |
| 24 | SOUTHWEST STAGE FUNDING, LLC | 2 | 1.0% | — |
| 25 | CORPORATE AMERICA FAMILY | 2 | 1.0% | — |
| 26 | AMERICAN FINANCING CORPORATION | 2 | 1.0% | — |
| 27 | FLAT BRANCH MORTGAGE, INC. | 2 | 1.0% | — |
| 28 | Dieterich Bank 46 out of 100, Below average | 2 | 1.0% | 8.8% |
| 29 | NEW DAY FINANCIAL, LLC | 2 | 1.0% | — |
| 30 | TOWNE MORTGAGE COMPANY | 2 | 1.0% | — |
| 31 | BETTER MORTGAGE CORPORATION | 2 | 1.0% | — |
| 32 | German American Bank 75 out of 100, Strong | 2 | 1.0% | 17.2% |
| 33 | NEWREZ LLC | 1 | 0.5% | — |
| 34 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 1 | 0.5% | 14.1% |
| 35 | Truist Bank 63 out of 100, Moderate | 1 | 0.5% | 40.8% |
| 36 | Loandepot.Com, LLC | 1 | 0.5% | — |
| 37 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.5% | — |
| 38 | Discover Bank | 1 | 0.5% | — |
| 39 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.5% | 39.5% |
| 40 | Heritage Federal Credit Union 77 out of 100, Strong | 1 | 0.5% | 21.5% |
Top 40 of 63 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps