Illinois · HMDA 2025
Mortgage lenders in Saline County, IL
94 lenders reported 595 home-loan applications in Saline County in 2025. 273 closed as loans ($33.1M), 115 were denied — a 27.7% denial rate on decided applications, above the Illinois rate of 21.5%. The three most active lenders handled 24% of applications, led by Peoples National Bank , N.A.. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 595
- Loans originated
- 273
- Purchase / refinance
- 173 / 68
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Saline County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Peoples National Bank , N.A. 62 out of 100, Moderate | 56 | 9.4% | 13.7% |
| 2 | Rocket Mortgage, LLC | 44 | 7.4% | — |
| 3 | Farmers State Bank of Alto Pass, Ill. | 40 | 6.7% | — |
| 4 | VANDERBILT MORTGAGE AND FINANCE, INC. | 33 | 5.5% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 25 | 4.2% | 39.5% |
| 6 | Mortgage Research Center, LLC | 23 | 3.9% | — |
| 7 | Legence Bank 70 out of 100, Strong | 22 | 3.7% | 19.3% |
| 8 | Banterra Bank 66 out of 100, Moderate | 19 | 3.2% | 16.1% |
| 9 | GUILD MORTGAGE COMPANY | 18 | 3.0% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 17 | 2.9% | — |
| 11 | Broker Solutions, Inc. | 15 | 2.5% | — |
| 12 | 21st Mortgage Corporation | 14 | 2.4% | — |
| 13 | PREMIER MORTGAGE RESOURCES, L.L.C. | 14 | 2.4% | — |
| 14 | AmeriSave Mortgage Corporation | 13 | 2.2% | — |
| 15 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 1.8% | — |
| 16 | FIGURE LENDING LLC | 11 | 1.8% | — |
| 17 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.7% | 14.1% |
| 18 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 10 | 1.7% | 22.9% |
| 19 | PLANET HOME LENDING, LLC | 9 | 1.5% | — |
| 20 | SIU Credit Union 72 out of 100, Strong | 9 | 1.5% | 11.1% |
| 21 | FREEDOM MORTGAGE CORPORATION | 8 | 1.3% | — |
| 22 | Coastal Community Bank 35 out of 100, Low | 8 | 1.3% | 3.0% |
| 23 | Discover Bank | 7 | 1.2% | — |
| 24 | NEWREZ LLC | 6 | 1.0% | — |
| 25 | GUARANTEED RATE, INC. | 6 | 1.0% | — |
| 26 | Loandepot.Com, LLC | 5 | 0.8% | — |
| 27 | AMERIHOME MORTGAGE COMPANY, LLC | 5 | 0.8% | — |
| 28 | MUTUAL OF OMAHA MORTGAGE, INC. | 5 | 0.8% | — |
| 29 | TRIAD FINANCIAL SERVICES, INC. | 4 | 0.7% | — |
| 30 | PNC Bank, National Association 62 out of 100, Moderate | 4 | 0.7% | 33.8% |
| 31 | SPRING EQ, LLC | 4 | 0.7% | — |
| 32 | SOFI BANK, NATIONAL ASSOCIATION | 4 | 0.7% | — |
| 33 | MEMBER FIRST MORTGAGE, LLC | 4 | 0.7% | — |
| 34 | FLAT BRANCH MORTGAGE, INC. | 4 | 0.7% | — |
| 35 | Equity Prime Mortgage LLC | 4 | 0.7% | — |
| 36 | GERSHMAN INVESTMENT CORP. | 4 | 0.7% | — |
| 37 | BETTER MORTGAGE CORPORATION | 4 | 0.7% | — |
| 38 | PHH Mortgage Corporation | 4 | 0.7% | — |
| 39 | Fifth Third Bank, National Association 62 out of 100, Moderate | 4 | 0.7% | 34.0% |
| 40 | Regions Bank 64 out of 100, Moderate | 3 | 0.5% | 43.1% |
Top 40 of 94 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps