Illinois · HMDA 2025
Mortgage lenders in Warren County, IL
84 lenders reported 324 home-loan applications in Warren County in 2025. 176 closed as loans ($20.9M), 50 were denied — a 21.1% denial rate on decided applications, close to the Illinois rate of 21.5%. The three most active lenders handled 29% of applications, led by Midwest Bank. 16 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 324
- Loans originated
- 176
- Purchase / refinance
- 101 / 54
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Warren County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Midwest Bank 66 out of 100, Moderate | 48 | 14.8% | 2.9% |
| 2 | I. H. MISSISSIPPI VALLEY CREDIT UNION 61 out of 100, Moderate | 27 | 8.3% | 14.5% |
| 3 | Mortgage Research Center, LLC | 18 | 5.6% | — |
| 4 | CBI Bank & Trust | 17 | 5.2% | — |
| 5 | Rocket Mortgage, LLC | 16 | 4.9% | — |
| 6 | PENNYMAC LOAN SERVICES, LLC | 11 | 3.4% | — |
| 7 | Broker Solutions, Inc. | 10 | 3.1% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 2.5% | 14.1% |
| 9 | GREENSTATE Credit Union 50 out of 100, Below average | 8 | 2.5% | 10.1% |
| 10 | GUARANTEED RATE, INC. | 7 | 2.2% | — |
| 11 | AmeriSave Mortgage Corporation | 7 | 2.2% | — |
| 12 | First Mid Bank & Trust, National Association 70 out of 100, Strong | 7 | 2.2% | 22.9% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 6 | 1.9% | — |
| 14 | Morton Community Bank 72 out of 100, Strong | 6 | 1.9% | 11.4% |
| 15 | INB, National Association 62 out of 100, Moderate | 6 | 1.9% | 5.0% |
| 16 | NEW DAY FINANCIAL, LLC | 5 | 1.5% | — |
| 17 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 1.2% | 32.9% |
| 18 | Loandepot.Com, LLC | 4 | 1.2% | — |
| 19 | U.S. Bank National Association 55 out of 100, Moderate | 4 | 1.2% | 39.5% |
| 20 | COMPEER FINANCIAL, FLCA | 4 | 1.2% | — |
| 21 | NATIONSTAR MORTGAGE LLC | 4 | 1.2% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 4 | 1.2% | — |
| 23 | FLAT BRANCH MORTGAGE, INC. | 4 | 1.2% | — |
| 24 | CITIZENS EQUITY FIRST | 4 | 1.2% | — |
| 25 | United Community Bank 72 out of 100, Strong | 4 | 1.2% | 10.6% |
| 26 | Bank of America, National Association 59 out of 100, Moderate | 3 | 0.9% | 44.7% |
| 27 | Empeople Credit Union 58 out of 100, Moderate | 3 | 0.9% | 25.7% |
| 28 | Connexus Credit Union 37 out of 100, Low | 3 | 0.9% | 60.0% |
| 29 | RUHL MORTGAGE, LLC | 3 | 0.9% | — |
| 30 | PLAZA HOME MORTGAGE, INC. | 3 | 0.9% | — |
| 31 | ROYAL UNITED MORTGAGE LLC | 3 | 0.9% | — |
| 32 | NEWREZ LLC | 2 | 0.6% | — |
| 33 | Wells Fargo Bank, National Association 58 out of 100, Moderate | 2 | 0.6% | 22.2% |
| 34 | Discover Bank | 2 | 0.6% | — |
| 35 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.6% | 19.1% |
| 36 | PLANET HOME LENDING, LLC | 2 | 0.6% | — |
| 37 | MLD MORTGAGE INC. | 2 | 0.6% | — |
| 38 | Old National Bank 59 out of 100, Moderate | 2 | 0.6% | 22.1% |
| 39 | Equity Prime Mortgage LLC | 2 | 0.6% | — |
| 40 | COMPASS MORTGAGE, INC. | 2 | 0.6% | — |
Top 40 of 84 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Illinois
- Cook County 169,779 apps
- DuPage County 34,312 apps
- Will County 32,608 apps
- Lake County 28,380 apps
- Kane County 21,571 apps
- McHenry County 15,435 apps
- Madison County 11,927 apps
- St. Clair County 11,502 apps
- Winnebago County 11,200 apps
- Kendall County 7,582 apps
- Sangamon County 7,080 apps
- Peoria County 6,053 apps