Indiana · HMDA 2025
Mortgage lenders in Scott County, IN
148 lenders reported 1,358 home-loan applications in Scott County in 2025. 682 closed as loans ($110.8M), 235 were denied — a 24.4% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 28% of applications, led by Centra Credit Union. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,358
- Loans originated
- 682
- Purchase / refinance
- 354 / 182
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Scott County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Centra Credit Union 73 out of 100, Strong | 256 | 18.9% | 9.4% |
| 2 | 21st Mortgage Corporation | 62 | 4.6% | — |
| 3 | Rocket Mortgage, LLC | 60 | 4.4% | — |
| 4 | UNITED SHORE FINANCIAL SERVICES, LLC | 55 | 4.1% | — |
| 5 | PENNYMAC LOAN SERVICES, LLC | 55 | 4.1% | — |
| 6 | FREEDOM MORTGAGE CORPORATION | 32 | 2.4% | — |
| 7 | PLANET HOME LENDING, LLC | 31 | 2.3% | — |
| 8 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 29 | 2.1% | 14.1% |
| 9 | VANDERBILT MORTGAGE AND FINANCE, INC. | 29 | 2.1% | — |
| 10 | Equity Prime Mortgage LLC | 29 | 2.1% | — |
| 11 | NEWREZ LLC | 28 | 2.1% | — |
| 12 | Park Lane Finance Solutions, LLC | 26 | 1.9% | — |
| 13 | AMERIHOME MORTGAGE COMPANY, LLC | 23 | 1.7% | — |
| 14 | Mortgage Research Center, LLC | 22 | 1.6% | — |
| 15 | RUOFF MORTGAGE COMPANY, INC. | 22 | 1.6% | — |
| 16 | DIRECT MORTGAGE LOANS, LLC | 21 | 1.5% | — |
| 17 | First Financial Bank 68 out of 100, Moderate | 20 | 1.5% | 24.9% |
| 18 | WesBanco Bank, Inc. 66 out of 100, Moderate | 19 | 1.4% | 20.1% |
| 19 | Stock Yards Bank & Trust Company 72 out of 100, Strong | 18 | 1.3% | 21.5% |
| 20 | GVC MORTGAGE, INC. | 16 | 1.2% | — |
| 21 | German American Bank 75 out of 100, Strong | 16 | 1.2% | 17.2% |
| 22 | INTERLINC MORTGAGE SERVICES, LLC | 15 | 1.1% | — |
| 23 | Click n' Close, Inc. | 15 | 1.1% | — |
| 24 | Loandepot.Com, LLC | 14 | 1.0% | — |
| 25 | Broker Solutions, Inc. | 13 | 1.0% | — |
| 26 | NATIONSTAR MORTGAGE LLC | 13 | 1.0% | — |
| 27 | Zippy Loans, LLC | 12 | 0.9% | — |
| 28 | LAKEVIEW LOAN SERVICING, LLC | 12 | 0.9% | — |
| 29 | CARRINGTON MORTGAGE SERVICES, LLC | 12 | 0.9% | — |
| 30 | Fifth Third Bank, National Association 62 out of 100, Moderate | 12 | 0.9% | 34.0% |
| 31 | Farm Credit Mid-America | 11 | 0.8% | — |
| 32 | KIND LENDING, LLC | 11 | 0.8% | — |
| 33 | Coastal Community Bank 35 out of 100, Low | 11 | 0.8% | 3.0% |
| 34 | U.S. Bank National Association 55 out of 100, Moderate | 10 | 0.7% | 39.5% |
| 35 | SPRING EQ, LLC | 9 | 0.7% | — |
| 36 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | 0.7% | — |
| 37 | PIKE CREEK MORTGAGE SERVICES, INC. | 9 | 0.7% | — |
| 38 | Magnolia Bank, Incorporated 49 out of 100, Below average | 9 | 0.7% | 10.3% |
| 39 | FIGURE LENDING LLC | 8 | 0.6% | — |
| 40 | AMERICAN FINANCIAL RESOURCES, INC. | 8 | 0.6% | — |
Top 40 of 148 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps