Indiana · HMDA 2025
Mortgage lenders in Wayne County, IN
182 lenders reported 2,237 home-loan applications in Wayne County in 2025. 1,257 closed as loans ($184.1M), 356 were denied — a 21.1% denial rate on decided applications, above the Indiana rate of 19.9%. The three most active lenders handled 30% of applications, led by First Financial Bank. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 2,237
- Loans originated
- 1,257
- Purchase / refinance
- 746 / 336
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Wayne County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | First Financial Bank 68 out of 100, Moderate | 294 | 13.1% | 24.9% |
| 2 | Three Rivers Federal Credit Union 78 out of 100, Strong | 196 | 8.8% | 16.3% |
| 3 | First Bank Richmond 52 out of 100, Below average | 175 | 7.8% | 13.7% |
| 4 | NEWREZ LLC | 158 | 7.1% | — |
| 5 | U.S. Bank National Association 55 out of 100, Moderate | 121 | 5.4% | 39.5% |
| 6 | Rocket Mortgage, LLC | 93 | 4.2% | — |
| 7 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 61 | 2.7% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 56 | 2.5% | — |
| 9 | Mortgage Research Center, LLC | 55 | 2.5% | — |
| 10 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 45 | 2.0% | 14.1% |
| 11 | FREEDOM MORTGAGE CORPORATION | 37 | 1.7% | — |
| 12 | MYCUMORTGAGE, LLC | 34 | 1.5% | — |
| 13 | PLANET HOME LENDING, LLC | 32 | 1.4% | — |
| 14 | UNITED SHORE FINANCIAL SERVICES, LLC | 30 | 1.3% | — |
| 15 | DAS Acquisition Company, LLC | 27 | 1.2% | — |
| 16 | AMERIHOME MORTGAGE COMPANY, LLC | 26 | 1.2% | — |
| 17 | RUOFF MORTGAGE COMPANY, INC. | 25 | 1.1% | — |
| 18 | First Merchants Bank 58 out of 100, Moderate | 22 | 1.0% | 19.8% |
| 19 | 21st Mortgage Corporation | 21 | 0.9% | — |
| 20 | Loandepot.Com, LLC | 21 | 0.9% | — |
| 21 | Merchants Bank of Indiana 63 out of 100, Moderate | 21 | 0.9% | 9.6% |
| 22 | Fifth Third Bank, National Association 62 out of 100, Moderate | 21 | 0.9% | 34.0% |
| 23 | The Huntington National Bank 59 out of 100, Moderate | 19 | 0.8% | 31.6% |
| 24 | AmeriSave Mortgage Corporation | 19 | 0.8% | — |
| 25 | Greenville National Bank 86 out of 100, Very strong | 19 | 0.8% | 10.8% |
| 26 | Coastal Community Bank 35 out of 100, Low | 19 | 0.8% | 3.0% |
| 27 | NEW DAY FINANCIAL, LLC | 17 | 0.8% | — |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 17 | 0.8% | — |
| 29 | LOWER, LLC | 17 | 0.8% | — |
| 30 | Discover Bank | 16 | 0.7% | — |
| 31 | NATIONSTAR MORTGAGE LLC | 16 | 0.7% | — |
| 32 | Broker Solutions, Inc. | 15 | 0.7% | — |
| 33 | Farm Credit Mid-America | 15 | 0.7% | — |
| 34 | The Farmers & Merchants State Bank | 14 | 0.6% | — |
| 35 | KEMBA CREDIT UNION, INC. 65 out of 100, Moderate | 14 | 0.6% | 23.7% |
| 36 | VILLAGE CAPITAL & INVESTMENT LLC | 14 | 0.6% | — |
| 37 | CROSSCOUNTRY MORTGAGE, INC. | 13 | 0.6% | — |
| 38 | FIGURE LENDING LLC | 13 | 0.6% | — |
| 39 | Union Savings And Loan Association | 13 | 0.6% | — |
| 40 | GUARANTEED RATE, INC. | 12 | 0.5% | — |
Top 40 of 182 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Indiana
- Marion County 43,393 apps
- Lake County 23,367 apps
- Hamilton County 21,889 apps
- Allen County 18,568 apps
- St. Joseph County 11,692 apps
- Hendricks County 11,156 apps
- Johnson County 10,704 apps
- Porter County 8,580 apps
- Elkhart County 8,478 apps
- Vanderburgh County 7,769 apps
- Clark County 7,290 apps
- Tippecanoe County 7,116 apps