Kansas · HMDA 2025
Mortgage lenders in Sumner County, KS
135 lenders reported 823 home-loan applications in Sumner County in 2025. 438 closed as loans ($70.8M), 147 were denied — a 23.9% denial rate on decided applications, above the Kansas rate of 18.1%. The three most active lenders handled 16% of applications, led by PENNYMAC LOAN SERVICES, LLC. 17 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 823
- Loans originated
- 438
- Purchase / refinance
- 232 / 153
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Sumner County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | PENNYMAC LOAN SERVICES, LLC | 56 | 6.8% | — |
| 2 | Rocket Mortgage, LLC | 44 | 5.3% | — |
| 3 | GUILD MORTGAGE COMPANY | 35 | 4.3% | — |
| 4 | CREDIT UNION OF AMERICA 75 out of 100, Strong | 30 | 3.6% | 29.0% |
| 5 | FREEDOM MORTGAGE CORPORATION | 27 | 3.3% | — |
| 6 | Fidelity Bank, National Association 60 out of 100, Moderate | 26 | 3.2% | 24.9% |
| 7 | MERITRUST Federal Credit Union | 26 | 3.2% | — |
| 8 | Bank of Commerce and Trust Company 56 out of 100, Moderate | 23 | 2.8% | 5.1% |
| 9 | Mortgage Research Center, LLC | 22 | 2.7% | — |
| 10 | NEWREZ LLC | 18 | 2.2% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 18 | 2.2% | — |
| 12 | PANHANDLE FEDERAL CREDIT UNION 80 out of 100, Strong | 16 | 1.9% | 15.0% |
| 13 | PREMIER MEMBERS CREDIT UNION | 16 | 1.9% | — |
| 14 | PENTAGON FEDERAL CREDIT UNION 64 out of 100, Moderate | 15 | 1.8% | 45.9% |
| 15 | FLAT BRANCH MORTGAGE, INC. | 14 | 1.7% | — |
| 16 | Home Bank and Trust Company 67 out of 100, Moderate | 14 | 1.7% | 2.5% |
| 17 | Fairway Independent Mortgage Corporation | 13 | 1.6% | — |
| 18 | PLANET HOME LENDING, LLC | 13 | 1.6% | — |
| 19 | Members Mortgage Services, L.L.C. | 12 | 1.5% | — |
| 20 | Community National Bank & Trust 65 out of 100, Moderate | 12 | 1.5% | 5.6% |
| 21 | Peoples Bank and Trust Company 61 out of 100, Moderate | 10 | 1.2% | 4.9% |
| 22 | Emprise Bank 66 out of 100, Moderate | 10 | 1.2% | 34.6% |
| 23 | Vintage Bank Kansas 78 out of 100, Strong | 9 | 1.1% | 10.7% |
| 24 | Gateway First Bank 54 out of 100, Below average | 9 | 1.1% | 5.3% |
| 25 | NATIONSTAR MORTGAGE LLC | 9 | 1.1% | — |
| 26 | 21st Mortgage Corporation | 8 | 1.0% | — |
| 27 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 8 | 1.0% | 14.1% |
| 28 | VALLEY STATE BANK 78 out of 100, Strong | 8 | 1.0% | 18.6% |
| 29 | RCB Bank 72 out of 100, Strong | 8 | 1.0% | 9.7% |
| 30 | Sierra Pacific Mortgage Company, Inc. | 8 | 1.0% | — |
| 31 | American Mortgage Bank, LLC | 8 | 1.0% | — |
| 32 | THE STOCK EXCHANGE BANK, CALDWELL, KANSAS | 8 | 1.0% | — |
| 33 | Wichita Federal Credit Union 63 out of 100, Moderate | 8 | 1.0% | 19.1% |
| 34 | Intrust Bank, National Association 73 out of 100, Strong | 8 | 1.0% | 26.9% |
| 35 | Loandepot.Com, LLC | 7 | 0.9% | — |
| 36 | AmeriSave Mortgage Corporation | 7 | 0.9% | — |
| 37 | HEARTLAND CREDIT UNION | 7 | 0.9% | — |
| 38 | NEW DAY FINANCIAL, LLC | 7 | 0.9% | — |
| 39 | SPRING EQ, LLC | 6 | 0.7% | — |
| 40 | U.S. Bank National Association 55 out of 100, Moderate | 6 | 0.7% | 39.5% |
Top 40 of 135 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kansas
- Johnson County 26,945 apps
- Sedgwick County 21,882 apps
- Shawnee County 6,793 apps
- Wyandotte County 6,679 apps
- Leavenworth County 3,727 apps
- Douglas County 3,621 apps
- Butler County 3,276 apps
- Reno County 2,112 apps
- Riley County 2,056 apps
- Miami County 1,605 apps
- Geary County 1,517 apps
- Harvey County 1,296 apps