Kentucky · HMDA 2025
Mortgage lenders in Bracken County, KY
80 lenders reported 367 home-loan applications in Bracken County in 2025. 182 closed as loans ($28.4M), 91 were denied — a 31.9% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 31% of applications, led by The First National Bank of Brooksville. 10 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 367
- Loans originated
- 182
- Purchase / refinance
- 86 / 50
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Bracken County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | The First National Bank of Brooksville 68 out of 100, Moderate | 53 | 14.4% | 21.8% |
| 2 | U.S. Bank National Association 55 out of 100, Moderate | 36 | 9.8% | 39.5% |
| 3 | VANDERBILT MORTGAGE AND FINANCE, INC. | 24 | 6.5% | — |
| 4 | Rocket Mortgage, LLC | 24 | 6.5% | — |
| 5 | Peoples Bank 67 out of 100, Moderate | 19 | 5.2% | 24.1% |
| 6 | Fifth Third Bank, National Association 62 out of 100, Moderate | 15 | 4.1% | 34.0% |
| 7 | PENNYMAC LOAN SERVICES, LLC | 10 | 2.7% | — |
| 8 | 21st Mortgage Corporation | 9 | 2.5% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 8 | 2.2% | — |
| 10 | Community Trust Bank, Inc. 80 out of 100, Strong | 8 | 2.2% | 13.9% |
| 11 | Peoples Bank of Kentucky, Inc. | 8 | 2.2% | — |
| 12 | STOCKTON MORTGAGE CORPORATION | 8 | 2.2% | — |
| 13 | UNION HOME MORTGAGE CORP. | 8 | 2.2% | — |
| 14 | SUCCESS MORTGAGE PARTNERS, INC. | 8 | 2.2% | — |
| 15 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.9% | — |
| 16 | NEWREZ LLC | 6 | 1.6% | — |
| 17 | The Huntington National Bank 59 out of 100, Moderate | 4 | 1.1% | 31.6% |
| 18 | Loandepot.Com, LLC | 4 | 1.1% | — |
| 19 | Broker Solutions, Inc. | 4 | 1.1% | — |
| 20 | AmeriSave Mortgage Corporation | 4 | 1.1% | — |
| 21 | TRIAD FINANCIAL SERVICES, INC. | 4 | 1.1% | — |
| 22 | Mortgage Research Center, LLC | 4 | 1.1% | — |
| 23 | Equity Prime Mortgage LLC | 4 | 1.1% | — |
| 24 | GUARANTEED RATE, INC. | 3 | 0.8% | — |
| 25 | PNC Bank, National Association 62 out of 100, Moderate | 3 | 0.8% | 33.8% |
| 26 | SOUTHWEST STAGE FUNDING, LLC | 3 | 0.8% | — |
| 27 | Farm Credit Mid-America | 3 | 0.8% | — |
| 28 | FREEDOM MORTGAGE CORPORATION | 3 | 0.8% | — |
| 29 | NFM, INC. | 3 | 0.8% | — |
| 30 | FirstBank 59 out of 100, Moderate | 3 | 0.8% | 42.8% |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 3 | 0.8% | — |
| 32 | Heritage Bank, Inc. | 3 | 0.8% | — |
| 33 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.5% | 14.1% |
| 34 | SPRING EQ, LLC | 2 | 0.5% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 2 | 0.5% | — |
| 36 | FIGURE LENDING LLC | 2 | 0.5% | — |
| 37 | The Federal Savings Bank 51 out of 100, Below average | 2 | 0.5% | 19.1% |
| 38 | Mortgage Right | 2 | 0.5% | — |
| 39 | COMMONWEALTH | 2 | 0.5% | — |
| 40 | AMERICAN FINANCING CORPORATION | 2 | 0.5% | — |
Top 40 of 80 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps