Kentucky · HMDA 2025
Mortgage lenders in Knox County, KY
101 lenders reported 919 home-loan applications in Knox County in 2025. 313 closed as loans ($47.7M), 302 were denied — a 46.6% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 36% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 919
- Loans originated
- 313
- Purchase / refinance
- 181 / 80
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Knox County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 221 | 24.0% | — |
| 2 | 21st Mortgage Corporation | 59 | 6.4% | — |
| 3 | L & N Federal Credit Union 72 out of 100, Strong | 47 | 5.1% | 8.7% |
| 4 | Community Trust Bank, Inc. 80 out of 100, Strong | 45 | 4.9% | 13.9% |
| 5 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 40 | 4.4% | 74.7% |
| 6 | Rocket Mortgage, LLC | 30 | 3.3% | — |
| 7 | Commercial Bank 77 out of 100, Strong | 30 | 3.3% | 7.9% |
| 8 | FirstBank 59 out of 100, Moderate | 27 | 2.9% | 42.8% |
| 9 | PENNYMAC LOAN SERVICES, LLC | 26 | 2.8% | — |
| 10 | Mortgage Research Center, LLC | 25 | 2.7% | — |
| 11 | TRIAD FINANCIAL SERVICES, INC. | 23 | 2.5% | — |
| 12 | PNC Bank, National Association 62 out of 100, Moderate | 22 | 2.4% | 33.8% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 16 | 1.7% | — |
| 14 | FREEDOM MORTGAGE CORPORATION | 16 | 1.7% | — |
| 15 | Forcht Bank, National Association | 16 | 1.7% | — |
| 16 | Magnolia Bank, Incorporated 49 out of 100, Below average | 10 | 1.1% | 10.3% |
| 17 | NEWREZ LLC | 9 | 1.0% | — |
| 18 | T2 FINANCIAL LLC | 9 | 1.0% | — |
| 19 | PIKE CREEK MORTGAGE SERVICES, INC. | 9 | 1.0% | — |
| 20 | AmeriSave Mortgage Corporation | 8 | 0.9% | — |
| 21 | AMERIHOME MORTGAGE COMPANY, LLC | 8 | 0.9% | — |
| 22 | SOUTHWEST STAGE FUNDING, LLC | 8 | 0.9% | — |
| 23 | POLARIS HOME FUNDING CORP. | 8 | 0.9% | — |
| 24 | Navy Federal Credit Union 66 out of 100, Moderate | 7 | 0.8% | 32.9% |
| 25 | Loandepot.Com, LLC | 7 | 0.8% | — |
| 26 | Broker Solutions, Inc. | 7 | 0.8% | — |
| 27 | Whitaker Bank | 7 | 0.8% | — |
| 28 | PLANET HOME LENDING, LLC | 7 | 0.8% | — |
| 29 | TAMMAC HOLDINGS CORPORATION | 7 | 0.8% | — |
| 30 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 6 | 0.7% | — |
| 31 | TOP FLITE FINANCIAL, INC. | 6 | 0.7% | — |
| 32 | NATIONSTAR MORTGAGE LLC | 6 | 0.7% | — |
| 33 | Equity Prime Mortgage LLC | 6 | 0.7% | — |
| 34 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 5 | 0.5% | 14.1% |
| 35 | Hearthside Bank Corporation 68 out of 100, Moderate | 5 | 0.5% | 11.7% |
| 36 | The Monticello Banking Company 71 out of 100, Strong | 5 | 0.5% | 18.6% |
| 37 | COMMONWEALTH | 5 | 0.5% | — |
| 38 | Cumberland Valley National Bank & Trust Company 69 out of 100, Moderate | 5 | 0.5% | 10.9% |
| 39 | GoPrime Mortgage, Inc. | 5 | 0.5% | — |
| 40 | LAKEVIEW LOAN SERVICING, LLC | 4 | 0.4% | — |
Top 40 of 101 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps