Kentucky · HMDA 2025
Mortgage lenders in Lee County, KY
56 lenders reported 190 home-loan applications in Lee County in 2025. 57 closed as loans ($9.3M), 65 were denied — a 47.4% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 38% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 15 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 190
- Loans originated
- 57
- Purchase / refinance
- 38 / 13
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Lee County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 37 | 19.5% | — |
| 2 | 21st Mortgage Corporation | 24 | 12.6% | — |
| 3 | Rocket Mortgage, LLC | 12 | 6.3% | — |
| 4 | U.S. Bank National Association 55 out of 100, Moderate | 8 | 4.2% | 39.5% |
| 5 | COMMONWEALTH | 8 | 4.2% | — |
| 6 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 8 | 4.2% | 74.7% |
| 7 | FIGURE LENDING LLC | 5 | 2.6% | — |
| 8 | LAKEVIEW LOAN SERVICING, LLC | 5 | 2.6% | — |
| 9 | UNITED SHORE FINANCIAL SERVICES, LLC | 4 | 2.1% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 4 | 2.1% | — |
| 11 | Mortgage Research Center, LLC | 4 | 2.1% | — |
| 12 | Peoples Exchange Bank 71 out of 100, Strong | 4 | 2.1% | 15.2% |
| 13 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 3 | 1.6% | 14.1% |
| 14 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | 1.6% | — |
| 15 | FREEDOM MORTGAGE CORPORATION | 3 | 1.6% | — |
| 16 | FirstBank 59 out of 100, Moderate | 3 | 1.6% | 42.8% |
| 17 | UNIVERSITY OF KENTUCKY | 3 | 1.6% | — |
| 18 | Coastal Community Bank 35 out of 100, Low | 3 | 1.6% | 3.0% |
| 19 | Broker Solutions, Inc. | 2 | 1.1% | — |
| 20 | Community Trust Bank, Inc. 80 out of 100, Strong | 2 | 1.1% | 13.9% |
| 21 | Stock Yards Bank & Trust Company 72 out of 100, Strong | 2 | 1.1% | 21.5% |
| 22 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | 1.1% | — |
| 23 | Whitaker Bank | 2 | 1.1% | — |
| 24 | AMERICAN FINANCING CORPORATION | 2 | 1.1% | — |
| 25 | Traditional Bank, Inc. 73 out of 100, Strong | 2 | 1.1% | 10.6% |
| 26 | TAMMAC HOLDINGS CORPORATION | 2 | 1.1% | — |
| 27 | STOCKTON MORTGAGE CORPORATION | 2 | 1.1% | — |
| 28 | Northpointe Bank 58 out of 100, Moderate | 2 | 1.1% | 10.4% |
| 29 | VILLAGE CAPITAL & INVESTMENT LLC | 2 | 1.1% | — |
| 30 | Navy Federal Credit Union 66 out of 100, Moderate | 1 | 0.5% | 32.9% |
| 31 | NEWREZ LLC | 1 | 0.5% | — |
| 32 | Truist Bank 63 out of 100, Moderate | 1 | 0.5% | 40.8% |
| 33 | Citizens Bank, National Association 54 out of 100, Below average | 1 | 0.5% | 32.5% |
| 34 | Discover Bank | 1 | 0.5% | — |
| 35 | AmeriSave Mortgage Corporation | 1 | 0.5% | — |
| 36 | CROSSCOUNTRY MORTGAGE, INC. | 1 | 0.5% | — |
| 37 | TRIAD FINANCIAL SERVICES, INC. | 1 | 0.5% | — |
| 38 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.5% | 44.7% |
| 39 | NBKC BANK | 1 | 0.5% | — |
| 40 | First Grayson Bancorp, Inc. 79 out of 100, Strong | 1 | 0.5% | 24.0% |
Top 40 of 56 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps