Kentucky · HMDA 2025
Mortgage lenders in Marion County, KY
85 lenders reported 515 home-loan applications in Marion County in 2025. 261 closed as loans ($45.3M), 93 were denied — a 24.9% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 23% of applications, led by U.S. Bank National Association. 12 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 515
- Loans originated
- 261
- Purchase / refinance
- 135 / 80
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Marion County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 46 | 8.9% | 39.5% |
| 2 | STOCKTON MORTGAGE CORPORATION | 43 | 8.3% | — |
| 3 | Community Trust Bank, Inc. 80 out of 100, Strong | 31 | 6.0% | 13.9% |
| 4 | Northpointe Bank 58 out of 100, Moderate | 29 | 5.6% | 10.4% |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 27 | 5.2% | — |
| 6 | Rocket Mortgage, LLC | 27 | 5.2% | — |
| 7 | PENNYMAC LOAN SERVICES, LLC | 21 | 4.1% | — |
| 8 | Abound Federal Credit Union 81 out of 100, Strong | 17 | 3.3% | 18.6% |
| 9 | FREEDOM MORTGAGE CORPORATION | 15 | 2.9% | — |
| 10 | 21st Mortgage Corporation | 12 | 2.3% | — |
| 11 | UNITED SHORE FINANCIAL SERVICES, LLC | 12 | 2.3% | — |
| 12 | UNIVERSITY OF KENTUCKY | 12 | 2.3% | — |
| 13 | Broker Solutions, Inc. | 11 | 2.1% | — |
| 14 | NEWREZ LLC | 10 | 1.9% | — |
| 15 | Coastal Community Bank 35 out of 100, Low | 10 | 1.9% | 3.0% |
| 16 | Mortgage Research Center, LLC | 8 | 1.6% | — |
| 17 | PLANET HOME LENDING, LLC | 8 | 1.6% | — |
| 18 | TOWNE MORTGAGE COMPANY | 8 | 1.6% | — |
| 19 | PNC Bank, National Association 62 out of 100, Moderate | 7 | 1.4% | 33.8% |
| 20 | SPRING EQ, LLC | 7 | 1.4% | — |
| 21 | COMMONWEALTH | 7 | 1.4% | — |
| 22 | PREMIER LENDING, INC. | 6 | 1.2% | — |
| 23 | CENTRAL KENTUCKY AGRICULTURAL CREDIT ASSOCIATION | 6 | 1.2% | — |
| 24 | LAKEVIEW LOAN SERVICING, LLC | 6 | 1.2% | — |
| 25 | Fairway Independent Mortgage Corporation | 5 | 1.0% | — |
| 26 | CROSSCOUNTRY MORTGAGE, INC. | 5 | 1.0% | — |
| 27 | Fifth Third Bank, National Association 62 out of 100, Moderate | 5 | 1.0% | 34.0% |
| 28 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 4 | 0.8% | 14.1% |
| 29 | Truist Bank 63 out of 100, Moderate | 4 | 0.8% | 40.8% |
| 30 | Farm Credit Mid-America | 4 | 0.8% | — |
| 31 | KIND LENDING, LLC | 4 | 0.8% | — |
| 32 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 4 | 0.8% | 74.7% |
| 33 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.8% | — |
| 34 | AgFirst Farm Credit Bank | 4 | 0.8% | — |
| 35 | Magnolia Bank, Incorporated 49 out of 100, Below average | 4 | 0.8% | 10.3% |
| 36 | CMG MORTGAGE, INC. | 3 | 0.6% | — |
| 37 | Citizens Bank, National Association 54 out of 100, Below average | 3 | 0.6% | 32.5% |
| 38 | AMERIHOME MORTGAGE COMPANY, LLC | 3 | 0.6% | — |
| 39 | Mortgage Right | 3 | 0.6% | — |
| 40 | NATIONSTAR MORTGAGE LLC | 3 | 0.6% | — |
Top 40 of 85 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps