Kentucky · HMDA 2025
Mortgage lenders in Martin County, KY
49 lenders reported 275 home-loan applications in Martin County in 2025. 61 closed as loans ($7.3M), 125 were denied — a 62.5% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 45% of applications, led by VANDERBILT MORTGAGE AND FINANCE, INC.. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 275
- Loans originated
- 61
- Purchase / refinance
- 29 / 13
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Martin County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | VANDERBILT MORTGAGE AND FINANCE, INC. | 73 | 26.5% | — |
| 2 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 34 | 12.4% | 74.7% |
| 3 | FirstBank 59 out of 100, Moderate | 16 | 5.8% | 42.8% |
| 4 | Truist Bank 63 out of 100, Moderate | 13 | 4.7% | 40.8% |
| 5 | TRIAD FINANCIAL SERVICES, INC. | 12 | 4.4% | — |
| 6 | Rocket Mortgage, LLC | 11 | 4.0% | — |
| 7 | Mortgage Research Center, LLC | 10 | 3.6% | — |
| 8 | City National Bank of West Virginia 78 out of 100, Strong | 10 | 3.6% | 27.3% |
| 9 | STOCKTON MORTGAGE CORPORATION | 10 | 3.6% | — |
| 10 | 21st Mortgage Corporation | 9 | 3.3% | — |
| 11 | First State Bank | 7 | 2.5% | — |
| 12 | Peoples Bank 67 out of 100, Moderate | 7 | 2.5% | 24.1% |
| 13 | Community Trust Bank, Inc. 80 out of 100, Strong | 6 | 2.2% | 13.9% |
| 14 | PENNYMAC LOAN SERVICES, LLC | 5 | 1.8% | — |
| 15 | PLANET HOME LENDING, LLC | 5 | 1.8% | — |
| 16 | SOUTHWEST STAGE FUNDING, LLC | 4 | 1.5% | — |
| 17 | Broker Solutions, Inc. | 3 | 1.1% | — |
| 18 | CITIZENS BANK OF KENTUCKY, INC. 79 out of 100, Strong | 3 | 1.1% | 18.3% |
| 19 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 2 | 0.7% | 14.1% |
| 20 | CROSSCOUNTRY MORTGAGE, INC. | 2 | 0.7% | — |
| 21 | COMMONWEALTH | 2 | 0.7% | — |
| 22 | ENDEAVOR CAPITAL, LLC. | 2 | 0.7% | — |
| 23 | TAMMAC HOLDINGS CORPORATION | 2 | 0.7% | — |
| 24 | SOUTH CENTRAL BANK, INC. 72 out of 100, Strong | 2 | 0.7% | 7.5% |
| 25 | The Huntington National Bank 59 out of 100, Moderate | 1 | 0.4% | 31.6% |
| 26 | NEWREZ LLC | 1 | 0.4% | — |
| 27 | Fairway Independent Mortgage Corporation | 1 | 0.4% | — |
| 28 | Loandepot.Com, LLC | 1 | 0.4% | — |
| 29 | UNITED SHORE FINANCIAL SERVICES, LLC | 1 | 0.4% | — |
| 30 | GUARANTEED RATE, INC. | 1 | 0.4% | — |
| 31 | AmeriSave Mortgage Corporation | 1 | 0.4% | — |
| 32 | Bank of America, National Association 59 out of 100, Moderate | 1 | 0.4% | 44.7% |
| 33 | U.S. Bank National Association 55 out of 100, Moderate | 1 | 0.4% | 39.5% |
| 34 | NBKC BANK | 1 | 0.4% | — |
| 35 | AMERIHOME MORTGAGE COMPANY, LLC | 1 | 0.4% | — |
| 36 | MidFirst Bank 34 out of 100, Low | 1 | 0.4% | 16.3% |
| 37 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | 0.4% | — |
| 38 | AMERICAN FINANCIAL RESOURCES, INC. | 1 | 0.4% | — |
| 39 | SOFI BANK, NATIONAL ASSOCIATION | 1 | 0.4% | — |
| 40 | Kentucky Farmers Bank Corporation | 1 | 0.4% | — |
Top 40 of 49 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps