Kentucky · HMDA 2025
Mortgage lenders in Mason County, KY
116 lenders reported 576 home-loan applications in Mason County in 2025. 296 closed as loans ($50.4M), 115 were denied — a 27.0% denial rate on decided applications, above the Kentucky rate of 23.3%. The three most active lenders handled 25% of applications, led by U.S. Bank National Association. 11 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 576
- Loans originated
- 296
- Purchase / refinance
- 160 / 79
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Mason County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | U.S. Bank National Association 55 out of 100, Moderate | 71 | 12.3% | 39.5% |
| 2 | Rocket Mortgage, LLC | 37 | 6.4% | — |
| 3 | Peoples Bank of Kentucky, Inc. | 36 | 6.3% | — |
| 4 | Peoples Bank 67 out of 100, Moderate | 28 | 4.9% | 24.1% |
| 5 | VANDERBILT MORTGAGE AND FINANCE, INC. | 20 | 3.5% | — |
| 6 | UNION HOME MORTGAGE CORP. | 19 | 3.3% | — |
| 7 | The First National Bank of Brooksville 68 out of 100, Moderate | 18 | 3.1% | 21.8% |
| 8 | First State Bank | 17 | 3.0% | — |
| 9 | Mortgage Research Center, LLC | 15 | 2.6% | — |
| 10 | PENNYMAC LOAN SERVICES, LLC | 14 | 2.4% | — |
| 11 | NEWREZ LLC | 13 | 2.3% | — |
| 12 | Community Trust Bank, Inc. 80 out of 100, Strong | 12 | 2.1% | 13.9% |
| 13 | UNITED SHORE FINANCIAL SERVICES, LLC | 11 | 1.9% | — |
| 14 | PLANET HOME LENDING, LLC | 11 | 1.9% | — |
| 15 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 10 | 1.7% | 14.1% |
| 16 | STOCKTON MORTGAGE CORPORATION | 10 | 1.7% | — |
| 17 | Fifth Third Bank, National Association 62 out of 100, Moderate | 9 | 1.6% | 34.0% |
| 18 | AmeriSave Mortgage Corporation | 8 | 1.4% | — |
| 19 | Pathways Financial Credit Union, Inc. 67 out of 100, Moderate | 8 | 1.4% | 29.5% |
| 20 | Farm Credit Mid-America | 8 | 1.4% | — |
| 21 | CROSSCOUNTRY MORTGAGE, INC. | 7 | 1.2% | — |
| 22 | FREEDOM MORTGAGE CORPORATION | 7 | 1.2% | — |
| 23 | UNIVERSITY OF KENTUCKY | 6 | 1.0% | — |
| 24 | VILLAGE CAPITAL & INVESTMENT LLC | 6 | 1.0% | — |
| 25 | Broker Solutions, Inc. | 5 | 0.9% | — |
| 26 | FIGURE LENDING LLC | 5 | 0.9% | — |
| 27 | COMMONWEALTH | 5 | 0.9% | — |
| 28 | Equity Prime Mortgage LLC | 5 | 0.9% | — |
| 29 | Navy Federal Credit Union 66 out of 100, Moderate | 4 | 0.7% | 32.9% |
| 30 | 21st Mortgage Corporation | 4 | 0.7% | — |
| 31 | Discover Bank | 4 | 0.7% | — |
| 32 | Paramount Residential Mortgage Group, Inc. | 4 | 0.7% | — |
| 33 | First Guaranty Bank 38 out of 100, Low | 4 | 0.7% | 13.4% |
| 34 | NEW DAY FINANCIAL, LLC | 4 | 0.7% | — |
| 35 | CARRINGTON MORTGAGE SERVICES, LLC | 4 | 0.7% | — |
| 36 | EVERETT FINANCIAL, INC. | 4 | 0.7% | — |
| 37 | The Huntington National Bank 59 out of 100, Moderate | 3 | 0.5% | 31.6% |
| 38 | TRIAD FINANCIAL SERVICES, INC. | 3 | 0.5% | — |
| 39 | PNC Bank, National Association 62 out of 100, Moderate | 3 | 0.5% | 33.8% |
| 40 | SUPERIOR CREDIT UNION, INC. | 3 | 0.5% | — |
Top 40 of 116 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps