Kentucky · HMDA 2025
Mortgage lenders in Meade County, KY
154 lenders reported 1,668 home-loan applications in Meade County in 2025. 883 closed as loans ($187.3M), 281 were denied — a 23.1% denial rate on decided applications, close to the Kentucky rate of 23.3%. The three most active lenders handled 23% of applications, led by Meade County Bank. 13 lenders in the list are banks or credit unions with a TellerScore profile.
- Applications
- 1,668
- Loans originated
- 883
- Purchase / refinance
- 429 / 288
- 30-yr rate (national)
- 7.40%week of Oct 15, 2026
Lenders ranked by applications in Meade County
| # | Lender | Applications here | Share | Nationwide denial rate |
|---|---|---|---|---|
| 1 | Meade County Bank | 139 | 8.3% | — |
| 2 | Abound Federal Credit Union 81 out of 100, Strong | 131 | 7.9% | 18.6% |
| 3 | UNITED SHORE FINANCIAL SERVICES, LLC | 107 | 6.4% | — |
| 4 | Rocket Mortgage, LLC | 100 | 6.0% | — |
| 5 | The Cecilian Bank 77 out of 100, Strong | 99 | 5.9% | 11.4% |
| 6 | VANDERBILT MORTGAGE AND FINANCE, INC. | 88 | 5.3% | — |
| 7 | Mortgage Research Center, LLC | 85 | 5.1% | — |
| 8 | PENNYMAC LOAN SERVICES, LLC | 69 | 4.1% | — |
| 9 | FREEDOM MORTGAGE CORPORATION | 49 | 2.9% | — |
| 10 | NEWREZ LLC | 40 | 2.4% | — |
| 11 | Navy Federal Credit Union 66 out of 100, Moderate | 37 | 2.2% | 32.9% |
| 12 | SOUTH CENTRAL BANK, INC. 72 out of 100, Strong | 31 | 1.9% | 7.5% |
| 13 | WesBanco Bank, Inc. 66 out of 100, Moderate | 30 | 1.8% | 20.1% |
| 14 | Northpointe Bank 58 out of 100, Moderate | 29 | 1.7% | 10.4% |
| 15 | Prosperity Home Mortgage, LLC | 27 | 1.6% | — |
| 16 | EVERETT FINANCIAL, INC. | 22 | 1.3% | — |
| 17 | 21st Mortgage Corporation | 20 | 1.2% | — |
| 18 | PLANET HOME LENDING, LLC | 16 | 1.0% | — |
| 19 | NATIONSTAR MORTGAGE LLC | 16 | 1.0% | — |
| 20 | NEW DAY FINANCIAL, LLC | 16 | 1.0% | — |
| 21 | AmeriSave Mortgage Corporation | 15 | 0.9% | — |
| 22 | LAKEVIEW LOAN SERVICING, LLC | 15 | 0.9% | — |
| 23 | Broker Solutions, Inc. | 14 | 0.8% | — |
| 24 | JPMorgan Chase Bank, National Association 61 out of 100, Moderate | 13 | 0.8% | 14.1% |
| 25 | UNION HOME MORTGAGE CORP. | 13 | 0.8% | — |
| 26 | USAA Federal Savings Bank 64 out of 100, Moderate | 13 | 0.8% | 37.2% |
| 27 | Fifth Third Bank, National Association 62 out of 100, Moderate | 13 | 0.8% | 34.0% |
| 28 | West Point Bank 57 out of 100, Moderate | 13 | 0.8% | 8.9% |
| 29 | CROSSCOUNTRY MORTGAGE, INC. | 12 | 0.7% | — |
| 30 | PNC Bank, National Association 62 out of 100, Moderate | 12 | 0.7% | 33.8% |
| 31 | VILLAGE CAPITAL & INVESTMENT LLC | 12 | 0.7% | — |
| 32 | PREMIER LENDING, INC. | 11 | 0.7% | — |
| 33 | CREDIT HUMAN FEDERAL CREDIT UNION 43 out of 100, Below average | 11 | 0.7% | 74.7% |
| 34 | Equity Prime Mortgage LLC | 10 | 0.6% | — |
| 35 | KIND LENDING, LLC | 10 | 0.6% | — |
| 36 | Coastal Community Bank 35 out of 100, Low | 10 | 0.6% | 3.0% |
| 37 | SPRING EQ, LLC | 9 | 0.5% | — |
| 38 | AMERIHOME MORTGAGE COMPANY, LLC | 9 | 0.5% | — |
| 39 | Farm Credit Mid-America | 9 | 0.5% | — |
| 40 | Fairway Independent Mortgage Corporation | 8 | 0.5% | — |
Top 40 of 154 lenders shown. Denial rates are each lender's nationwide figure for 2025, available for banks and credit unions we profile.
Other counties in Kentucky
- Jefferson County 34,355 apps
- Fayette County 12,096 apps
- Kenton County 9,206 apps
- Boone County 7,875 apps
- Hardin County 5,758 apps
- Warren County 5,386 apps
- Bullitt County 4,826 apps
- Campbell County 4,786 apps
- Madison County 4,634 apps
- Daviess County 3,848 apps
- Scott County 3,599 apps
- Oldham County 3,581 apps